{"id":7480,"date":"2020-07-06T20:25:51","date_gmt":"2020-07-06T13:25:51","guid":{"rendered":"https:\/\/saigonbiz.com.vn\/?p=7480"},"modified":"2021-08-22T12:06:00","modified_gmt":"2021-08-22T05:06:00","slug":"doanh-nghiep-nho-co-lai-3-nam-lien-ke-co-the-tiep-can-goi-cho-vay-uu-dai-lai-suat","status":"publish","type":"post","link":"https:\/\/saigonbiz.com\/vn\/doanh-nghiep-nho-co-lai-3-nam-lien-ke-co-the-tiep-can-goi-cho-vay-uu-dai-lai-suat\/","title":{"rendered":"Doanh nghi\u1ec7p nh\u1ecf c\u00f3 l\u00e3i 3 n\u0103m li\u1ec1n k\u1ec1 c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn g\u00f3i cho vay \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t"},"content":{"rendered":"\n<p><strong><em>T\u1ea1i ch\u01b0\u01a1ng tr\u00ecnh Cafe Doanh nh\u00e2n l\u1ea7n th\u1ee9 52 ch\u1ee7 \u0111\u1ec1 \u201cNgu\u1ed3n v\u1ed1n v\u00e0 thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i\u201d do Hi\u1ec7p h\u1ed9i Doanh nghi\u1ec7p TP.HCM (HUBA) t\u1ed5 ch\u1ee9c m\u1edbi \u0111\u00e2y, \u00f4ng Nguy\u1ec5n \u0110\u1ee9c L\u1ec7nh &#8211; Tr\u01b0\u1edfng ph\u00f2ng T\u1ed5ng h\u1ee3p v\u00e0 Ki\u1ec3m so\u00e1t n\u1ed9i b\u1ed9 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Chi nh\u00e1nh TP.HCM cho bi\u1ebft, c\u00e1c doanh nghi\u1ec7p nh\u1ecf c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn g\u00f3i cho vay \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t nh\u01b0ng ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n c\u00f3 l\u00e3i 03 n\u0103m li\u1ec1n k\u1ec1 tr\u01b0\u1edbc \u0111\u00f3.<\/em><\/strong><\/p>\n\n\n\n<p>\u201cTinh th\u1ea7n chung l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ed3ng h\u00e0nh c\u00f9ng doanh nghi\u1ec7p, gi\u00fap doanh nghi\u1ec7p v\u01b0\u1ee3t kh\u00f3 c\u0169ng l\u00e0 gi\u00fap ng\u00e2n h\u00e0ng gi\u1ea3m kh\u00f3 kh\u0103n. Ch\u01b0a c\u00e1i kh\u00f3 n\u00e0o kh\u00f3 b\u1eb1ng n\u1ee3 x\u1ea5u gia t\u0103ng, v\u00ec n\u00f3 t\u00e1c \u0111\u1ed9ng ngay \u0111\u1ebfn l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng\u201d, \u00f4ng L\u1ec7nh n\u00f3i.<\/p>\n\n\n\n<p>\u00d4ng Nguy\u1ec5n \u0110\u1ee9c L\u1ec7nh c\u0169ng cho bi\u1ebft: Th\u1ef1c hi\u1ec7n Th\u00f4ng t\u01b0 01 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 gi\u00e3n n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i, ph\u00ed cho c\u00e1c kh\u00e1ch h\u00e0ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi d\u1ecbch Covid-19, c\u00e1c ng\u00e2n h\u00e0ng tr\u00ean \u0111\u1ecba b\u00e0n TP.HCM \u0111\u00e3 th\u1ef1c hi\u1ec7n gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi 50.000 kh\u00e1ch h\u00e0ng, s\u1ed1 d\u01b0 n\u1ee3 cho vay \u0111\u01b0\u1ee3c gi\u1ea3m l\u00e3i l\u00e0 68.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n<p>Song song \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tr\u00ean \u0111\u1ecba b\u00e0n TP.HCM \u0111\u00e3 v\u00e0 \u0111ang gi\u1ea3m r\u1ea5t m\u1ea1nh l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u00e0 cho vay, so v\u1edbi n\u0103m 2019, l\u00e3i su\u1ea5t \u0111\u00e3 gi\u1ea3m 1-2%\/n\u0103m. \u201cNhi\u1ec1u doanh nghi\u1ec7p tr\u00ean \u0111\u1ecba b\u00e0n \u0111\u00e3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i v\u1ec1 vay v\u1ed1n\u201d, \u00f4ng L\u1ec7nh nh\u1ea5n m\u1ea1nh.<\/p>\n\n\n\n<p>Tuy nhi\u00ean, do t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch Covid-19, nhi\u1ec1u doanh nghi\u1ec7p ch\u1ec9 duy tr\u00ec ho\u1ea1t \u0111\u1ed9ng, kh\u00f4ng m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t khi\u1ebfn nhu c\u1ea7u v\u1ed1n th\u1ea5p. K\u1ebft qu\u1ea3 l\u00e0 trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2020, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng tr\u00ean \u0111\u1ecba b\u00e0n TP.HCM ch\u1ec9 \u0111\u1ea1t 2,5%, gi\u1ea3m r\u1ea5t m\u1ea1nh so v\u1edbi c\u00f9ng k\u1ef3 2019 (7,5%).<\/p>\n\n\n\n<p>Kh\u00f4ng ch\u1ec9 ri\u00eang TP.HCM, theo th\u1ed1ng k\u00ea c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng to\u00e0n ng\u00e0nh ng\u00e2n h\u00e0ng n\u1eeda \u0111\u1ea7u n\u0103m nay ch\u1ec9 \u0111\u1ea1t 2,8%, th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2019 l\u00e0 7,36%.<\/p>\n\n\n\n<p>\u0110\u1ec3 th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng trong n\u1eeda cu\u1ed1i n\u0103m nh\u1eb1m h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft s\u1ebd xem x\u00e9t gi\u1ea3m ti\u1ebfp l\u00e3i su\u1ea5t v\u00e0 t\u0103ng h\u1ea1n m\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng tu\u1ef3 t\u1eebng ng\u00e2n h\u00e0ng.&nbsp;<\/p>\n\n\n\n<p>V\u1ec1 ph\u00eda c\u00e1c ng\u00e2n h\u00e0ng, \u00f4ng Hu\u1ef3nh Thi\u00ean Ph\u00fa, Gi\u00e1m \u0111\u1ed1c Ph\u00e1t tri\u1ec3n Kinh doanh Doanh nghi\u1ec7p c\u1ee7a Sacombank cho bi\u1ebft, trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m nay, Sacombank t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ea1t 4%, l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n \u0111\u00e3 gi\u1ea3m c\u00f2n 5%-7,5%\/n\u0103m, nh\u01b0ng ngu\u1ed3n v\u1ed1n cho vay ra v\u1eabn r\u1ea5t kh\u00f3 kh\u0103n.<\/p>\n\n\n\n<p>Theo \u00f4ng Ph\u00fa, t\u00edn d\u1ee5ng kh\u00f4ng t\u0103ng tr\u01b0\u1edfng m\u1ea1nh l\u00e0 do nhu c\u1ea7u v\u1ed1n gi\u1ea3m ch\u1ee9 kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng kh\u00f4ng mu\u1ed1n cho vay. Ng\u00e2n h\u00e0ng \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 k\u00edch c\u1ea7u, nh\u01b0ng v\u1ea5n \u0111\u1ec1 n\u1eb1m \u1edf ch\u1ed7 ng\u00e2n h\u00e0ng \u2013 doanh nghi\u1ec7p v\u1eabn ch\u01b0a th\u1ef1c s\u1ef1 hi\u1ec3u nhau, c\u0169ng nh\u01b0 ph\u1ea3i minh b\u1ea1ch th\u00f4ng tin.<\/p>\n\n\n\n<p>&#8220;Nhi\u1ec1u doanh nghi\u1ec7p c\u1ee9 b\u00e1o l\u1ed7 \u0111\u1ec3 kh\u00f4ng ph\u1ea3i n\u1ed9p thu\u1ebf, m\u00e0 \u0111i vay th\u00ec ho\u1ea1t \u0111\u1ed9ng kinh doanh ph\u1ea3i c\u00f3 l\u1eddi, doanh nghi\u1ec7p l\u1ed7 th\u00ec ng\u00e2n h\u00e0ng l\u00e0m sao cho vay. \u0110\u1ec3 vay t\u00edn ch\u1ea5p, doanh nghi\u1ec7p l\u1edbn, \u0111\u1ea7u ng\u00e0nh c\u00f3 th\u01b0\u01a1ng hi\u1ec7u t\u1ed1t \u0111\u1ecbnh gi\u00e1 \u0111\u01b0\u1ee3c, c\u00f2n doanh nghi\u1ec7p nh\u1ecf kh\u00f4ng \u0111\u1ecbnh gi\u00e1 \u0111\u01b0\u1ee3c th\u01b0\u01a1ng hi\u1ec7u, r\u1ea5t kh\u00f3 vay t\u00edn ch\u1ea5p&#8221; \u00f4ng Ph\u00fa n\u00f3i.<\/p>\n\n\n\n<p>\u00d4ng Ph\u00fa c\u0169ng nh\u1ea5n m\u1ea1nh, n\u1ebfu doanh nghi\u1ec7p thi\u1ebfu t\u00e0i s\u1ea3n, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 xem x\u00e9t cho vay theo h\u00e0ng ho\u00e1 b\u00e1n ch\u1ecbu c\u1ee7a doanh nghi\u1ec7p (cho vay theo kho\u1ea3n ph\u1ea3i thu). Tuy nhi\u00ean, \u0111i\u1ec1u kh\u00f3 kh\u0103n l\u00e0 doanh nghi\u1ec7p b\u00e1n ch\u1ecbu cho kh\u00e1ch h\u00e0ng c\u0169ng kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng mua \u2013 b\u00e1n ho\u1eb7c thi\u1ebfu ch\u1ee9ng t\u1eeb d\u1eabn \u0111\u1ebfn ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 cho vay.<\/p>\n\n\n\n<p>\u00d4ng Hu\u1ef3nh Thi\u00ean Ph\u00fa cho bi\u1ebft t\u1eeb gi\u1edd \u0111\u1ebfn cu\u1ed1i n\u0103m, Sacombank d\u1ef1 ki\u1ebfn t\u0103ng t\u00edn d\u1ee5ng th\u00eam 6%. Do \u0111\u00f3, ng\u00e2n h\u00e0ng \u0111\u00e3 gi\u1ea3m m\u1ee9c l\u00e3i su\u1ea5t cho vay v\u1ec1 m\u1ee9c 5-6%\/n\u0103m \u0111\u1ed1i v\u1edbi s\u1ed1 d\u01b0 n\u1ee3 15.000 t\u1ef7 \u0111\u1ed3ng t\u1eeb \u0111\u1ea7u th\u00e1ng 5 \u0111\u1ec3 gi\u00fap doanh nghi\u1ec7p gi\u1ea3m chi ph\u00ed v\u1ed1n vay, ti\u1ebfp t\u1ee5c duy tr\u00ec s\u1ea3n xu\u1ea5t, kinh doanh.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u1ea1i ch\u01b0\u01a1ng tr\u00ecnh Cafe Doanh nh\u00e2n l\u1ea7n th\u1ee9 52 ch\u1ee7 \u0111\u1ec1 \u201cNgu\u1ed3n v\u1ed1n v\u00e0 thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i\u201d do Hi\u1ec7p h\u1ed9i Doanh nghi\u1ec7p TP.HCM (HUBA) t\u1ed5 ch\u1ee9c m\u1edbi \u0111\u00e2y, \u00f4ng Nguy\u1ec5n \u0110\u1ee9c L\u1ec7nh &#8211; Tr\u01b0\u1edfng ph\u00f2ng T\u1ed5ng h\u1ee3p v\u00e0 Ki\u1ec3m so\u00e1t n\u1ed9i b\u1ed9 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Chi nh\u00e1nh TP.HCM cho bi\u1ebft, c\u00e1c doanh nghi\u1ec7p [&#8230;]\n","protected":false},"author":3,"featured_media":7324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[1958,1906,1960,1959,1961],"class_list":["post-7480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doi-song","tag-cafe-doanh-nhan","tag-huba","tag-ngan-hang-nha-nuoc-chi-nhanh-tp-hcm","tag-nguon-von-va-thanh-toan-hien-dai","tag-sacombank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.6 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Doanh nghi\u1ec7p nh\u1ecf c\u00f3 l\u00e3i 3 n\u0103m li\u1ec1n k\u1ec1 c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn g\u00f3i cho vay \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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