{"id":48948,"date":"2026-06-09T14:20:31","date_gmt":"2026-06-09T07:20:31","guid":{"rendered":"https:\/\/saigonbiz.com\/vn\/?p=48948"},"modified":"2026-06-09T14:20:31","modified_gmt":"2026-06-09T07:20:31","slug":"f88-cong-bo-bao-cao-phat-trien-ben-vung-huong-den-dinh-vi-thi-truong-theo-thong-diep-moi","status":"publish","type":"post","link":"https:\/\/saigonbiz.com\/vn\/f88-cong-bo-bao-cao-phat-trien-ben-vung-huong-den-dinh-vi-thi-truong-theo-thong-diep-moi\/","title":{"rendered":"F88 c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, h\u01b0\u1edbng \u0111\u1ebfn \u0111\u1ecbnh v\u1ecb th\u1ecb tr\u01b0\u1eddng theo th\u00f4ng \u0111i\u1ec7p m\u1edbi"},"content":{"rendered":"

F88 v\u1eeba c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o Ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, \u0111\u00e1nh d\u1ea5u s\u1ef1 chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd trong qu\u00e1 tr\u00ecnh chu\u1ea9n h\u00f3a qu\u1ea3n tr\u1ecb, minh b\u1ea1ch ho\u1ea1t \u0111\u1ed9ng v\u00e0 t\u00edch h\u1ee3p ESG v\u00e0o chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n.<\/p>\n

Vi\u1ec7c c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o Ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng gi\u00fap F88 th\u1ec3 hi\u1ec7n tinh th\u1ea7n ch\u1ee7 \u0111\u1ed9ng c\u00f4ng khai m\u1ecdi ho\u1ea1t \u0111\u1ed9ng tr\u01b0\u1edbc kh\u00e1ch h\u00e0ng, nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc, ghi d\u1ea5u s\u1ef1 chuy\u1ec3n m\u00ecnh t\u1eeb doanh nghi\u1ec7p t\u0103ng tr\u01b0\u1edfng nhanh sang t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, b\u1ea3n b\u00e1o c\u00e1o n\u00e0y \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng gi\u00fap F88 thu h\u00fat ngu\u1ed3n v\u1ed1n \u01b0u \u0111\u00e3i b\u1edfi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf th\u01b0\u1eddng \u01b0u ti\u00ean ph\u00ea duy\u1ec7t vay cho c\u00e1c d\u1ef1 \u00e1n th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n v\u00e0 h\u1ed7 tr\u1ee3 gi\u1ea3i quy\u1ebft c\u00e1c \u0111i\u1ec3m ngh\u1ebdn t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi lao \u0111\u1ed9ng b\u00ecnh d\u00e2n t\u1ea1i qu\u1ed1c gia \u0111ang ph\u00e1t tri\u1ec3n. Khi chi ph\u00ed v\u1ed1n \u0111\u00e3 h\u1ea1, c\u00f4ng ty s\u1ebd c\u00f3 \u0111i\u1ec1u ki\u1ec7n h\u1ea1 chi ph\u00ed vay, mang l\u1ea1i l\u1ee3i \u00edch t\u00e0i ch\u00ednh tr\u1ef1c ti\u1ebfp cho kh\u00e1ch h\u00e0ng.<\/p>\n

Cu\u1ed1i c\u00f9ng, \u0111\u00e2y c\u0169ng l\u00e0 l\u1eddi kh\u1eb3ng \u0111\u1ecbnh F88 r\u1eb1ng \u0111\u00e3 n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng qu\u1ea3n tr\u1ecb r\u1ee7i ro, chu\u1ea9n h\u00f3a quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh, qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd m\u1ea1ng l\u01b0\u1edbi c\u1eeda h\u00e0ng v\u00e0 ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 tr\u00ean to\u00e0n h\u1ec7 th\u1ed1ng. Nh\u1eefng n\u00e2ng c\u1ea5p n\u00e0y gi\u00fap t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c ki\u1ec3m so\u00e1t tu\u00e2n th\u1ee7, chu\u1ea9n h\u00f3a v\u1eadn h\u00e0nh v\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p trong d\u00e0i h\u1ea1n.<\/p>\n

B\u00e1o c\u00e1o Ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a F88 mang theo m\u1ed9t s\u1ed1 th\u00f4ng \u0111i\u1ec7p \u0111\u00e1ng ch\u00fa \u00fd. N\u1ed5i b\u1eadt nh\u1ea5t l\u00e0 vi\u1ec7c F88 s\u1ebd t\u1eadp trung ph\u00e1t tri\u1ec3n, cung c\u1ea5p n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n m\u1ed9t c\u00e1ch minh b\u1ea1ch, c\u00f3 tr\u00e1ch nhi\u1ec7m cho m\u1ecdi kh\u00e1ch h\u00e0ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u00f3m kh\u00e1ch h\u00e0ng kh\u00f3 ti\u1ebfp c\u1eadn ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng, hi\u1ec7n chi\u1ebfm g\u1ea7n 70% t\u1ed5ng s\u1ed1 kh\u00e1ch h\u00e0ng c\u1ee7a c\u00f4ng ty.<\/p>\n

\u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c trong 5 n\u0103m t\u1edbi, F88 kh\u00f4ng ch\u1ec9 cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m vay c\u1ea7m c\u1ed1 quen thu\u1ed9c m\u00e0 s\u1ebd m\u1edf r\u1ed9ng h\u1ec7 sinh th\u00e1i d\u1ecbch v\u1ee5, s\u1ea3n ph\u1ea9m g\u1ed3m b\u1ea3o hi\u1ec3m, \u0111\u1ea7u t\u01b0 v\u00e0 c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng kh\u00e1c. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 m\u1edf ra m\u1ed9t h\u01b0\u1edbng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh m\u1edbi cho h\u00e0ng ch\u1ee5c tri\u1ec7u ng\u01b0\u1eddi ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng m\u00e0 c\u00f2n l\u1ea5p \u0111i kho\u1ea3n tr\u1ed1ng trong th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng hi\u1ec7n t\u1ea1i.<\/p>\n

Song song, F88 c\u0169ng \u0111\u00e3 tri\u1ec3n khai c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ed9ng \u0111\u1ed3ng nh\u01b0 ch\u01b0\u01a1ng tr\u00ecnh gi\u00e1o d\u1ee5c t\u00e0i ch\u00ednh Tri th\u1ee9c xanh (t\u1eeb 2025), ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 ph\u1ee5 n\u1eef y\u1ebfu th\u1ebf kh\u1edfi nghi\u1ec7p \u01af\u1edbc m\u01a1 xanh (t\u1eeb 2024). V\u1ec1 con ng\u01b0\u1eddi v\u00e0 m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c, F88 t\u1eadp trung x\u00e2y d\u1ef1ng m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c c\u00f4ng b\u1eb1ng, \u0111a d\u1ea1ng v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng th\u00f4ng qua n\u00e2ng cao n\u0103ng l\u1ef1c \u0111\u1ed9i ng\u0169, th\u00fac \u0111\u1ea9y b\u00ecnh \u0111\u1eb3ng gi\u1edbi, t\u0103ng c\u01b0\u1eddng an to\u00e0n lao \u0111\u1ed9ng v\u00e0 ch\u0103m lo to\u00e0n di\u1ec7n cho tr\u1ea3i nghi\u1ec7m nh\u00e2n s\u1ef1.<\/p>\n

\"\"<\/p>\n

\u1ede kh\u00eda c\u1ea1nh m\u00f4i tr\u01b0\u1eddng, F88 th\u00fac \u0111\u1ea9y v\u1eadn h\u00e0nh xanh th\u00f4ng qua vi\u1ec7c t\u1ed1i \u01b0u ti\u00eau th\u1ee5 t\u00e0i nguy\u00ean, n\u00e2ng cao hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng n\u0103ng l\u01b0\u1ee3ng v\u00e0 \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1. N\u0103m 2025, F88 \u0111\u00e3 ti\u1ebft ki\u1ec7m 56,1% t\u1ed5ng l\u01b0\u1ee3ng gi\u1ea5y s\u1eed d\u1ee5ng c\u1ee7a h\u1ec7 th\u1ed1ng 949 PGD th\u00f4ng qua gi\u1ea3i ph\u00e1p s\u1ed1 h\u00f3a v\u1eadn h\u00e0nh, tri\u1ec3n khai thi\u1ebft b\u1ecb h\u1eb9n gi\u1edd th\u00f4ng minh t\u1ea1i 112 PGD, gi\u1ea3m ph\u00e1t th\u1ea3i nh\u1edd c\u1ea3i ti\u1ebfn thi\u1ebft k\u1ebf qu\u1ea7y giao d\u1ecbch. T\u1ed5ng \u0111i\u1ec7n n\u0103ng ti\u00eau th\u1ee5 to\u00e0n h\u1ec7 th\u1ed1ng \u0111\u1ea1t 5.431.589 kWh t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 3.580,49 t\u1ea5n CO2e, t\u1ea1o n\u1ec1n t\u1ea3ng \u0111\u1ec3 t\u1eebng b\u01b0\u1edbc \u0111o l\u01b0\u1eddng v\u00e0 qu\u1ea3n tr\u1ecb t\u00e1c \u0111\u1ed9ng m\u00f4i tr\u01b0\u1eddng m\u1ed9t c\u00e1ch b\u00e0i b\u1ea3n h\u01a1n trong d\u00e0i h\u1ea1n.<\/p>\n

Ti\u1ebfp theo, c\u00f4ng ty \u0111\u00e3 ho\u00e0n thi\u1ec7n c\u1ea5u tr\u00fac qu\u1ea3n tr\u1ecb ESG nhi\u1ec1u t\u1ea7ng g\u1ed3m H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb, Ban \u0110i\u1ec1u h\u00e0nh, Ban \u0110i\u1ec1u ph\u1ed1i ESG v\u00e0 c\u01a1 ch\u1ebf ph\u1ed1i h\u1ee3p li\u00ean ch\u1ee9c n\u0103ng. \u0110\u1ed3ng th\u1eddi, doanh nghi\u1ec7p \u0111\u00e3 tri\u1ec3n khai c\u00e1c ch\u00ednh s\u00e1ch li\u00ean quan \u0111\u1ebfn b\u1ea3o m\u1eadt d\u1eef li\u1ec7u c\u00e1 nh\u00e2n, c\u01a1 ch\u1ebf t\u1ed1 gi\u00e1c, qu\u1ea3n l\u00fd xung \u0111\u1ed9t l\u1ee3i \u00edch v\u00e0 x\u1eed l\u00fd khi\u1ebfu n\u1ea1i nh\u1eb1m t\u0103ng c\u01b0\u1eddng t\u00ednh minh b\u1ea1ch v\u00e0 tr\u00e1ch nhi\u1ec7m gi\u1ea3i tr\u00ecnh trong v\u1eadn h\u00e0nh.<\/p>\n

F88 \u00e1p d\u1ee5ng b\u1ed9 ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf GRI (Global Reporting Initiative) nh\u01b0 n\u1ec1n t\u1ea3ng xuy\u00ean su\u1ed1t cho chi\u1ebfn l\u01b0\u1ee3c ESG, qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 c\u00f4ng b\u1ed1 th\u00f4ng tin. GRI y\u00eau c\u1ea7u doanh nghi\u1ec7p minh b\u1ea1ch c\u1ea3 k\u1ebft qu\u1ea3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1eabn c\u00e1c v\u1ea5n \u0111\u1ec1 c\u00f2n t\u1ed3n t\u1ea1i, t\u1eadp trung ngu\u1ed3n l\u1ef1c v\u00e0o nh\u1eefng t\u00e1c \u0111\u1ed9ng kinh t\u1ebf, m\u00f4i tr\u01b0\u1eddng v\u00e0 x\u00e3 h\u1ed9i c\u00f3 \u00fd ngh\u0129a d\u00e0i h\u1ea1n.<\/p>\n

B\u1ed9 ti\u00eau chu\u1ea9n n\u00e0y c\u0169ng nh\u1ea5n m\u1ea1nh vai tr\u00f2 tham v\u1ea5n c\u00e1c b\u00ean li\u00ean quan trong m\u1ecdi quy\u1ebft s\u00e1ch ESG v\u00e0 chu\u1ea9n h\u00f3a h\u1ec7 th\u1ed1ng d\u1eef li\u1ec7u theo th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 th\u1ecb tr\u01b0\u1eddng c\u00f3 c\u01a1 s\u1edf \u0111\u00e1nh gi\u00e1 n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb, m\u1ee9c \u0111\u1ed9 minh b\u1ea1ch v\u00e0 kh\u1ea3 n\u0103ng ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

B\u00e1o c\u00e1o \u0111\u01b0\u1ee3c l\u1eadp \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m 31\/12\/2025, khi F88 \u0111\u00e3 c\u00f3 949 PGD tr\u00ean to\u00e0n qu\u1ed1c, t\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t 6.826 t\u1ef7 \u0111\u1ed3ng, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t 908 t\u1ef7 \u0111\u1ed3ng, v\u00e0 c\u00f3 4.681 nh\u00e2n s\u1ef1. Ch\u1ec9 s\u1ed1 h\u00e0i l\u00f2ng kh\u00e1ch h\u00e0ng CSAT \u0111\u1ea1t 90%, NPS \u0111\u1ea1t 76%, ch\u1ec9 s\u1ed1 cao trong ph\u00e2n kh\u00fac th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh thay th\u1ebf \u1edf Vi\u1ec7t Nam. B\u00e1o c\u00e1o c\u0169ng ghi nh\u1eadn 470.051 kh\u00e1ch h\u00e0ng vay l\u00e0 ph\u1ee5 n\u1eef v\u00e0 67% kh\u00e1ch h\u00e0ng kh\u00f4ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c thu nh\u1eadp.<\/p>\n

T\u1ea1i Vi\u1ec7t Nam, nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn \u0111\u00e3 c\u00f4ng b\u1ed1 B\u00e1o c\u00e1o Ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng theo b\u1ed9 ti\u00eau chu\u1ea9n GRI ho\u1eb7c x\u00e2y d\u1ef1ng Khung T\u00e0i ch\u00ednh b\u1ec1n v\u1eefng b\u00e0i b\u1ea3n v\u00e0 l\u1ed3ng gh\u00e9p s\u00e2u v\u00e0o c\u00e1c cam k\u1ebft, b\u00e1o c\u00e1o r\u1ee7i ro M\u00f4i tr\u01b0\u1eddng – X\u00e3 h\u1ed9i v\u00e0o B\u00e1o c\u00e1o th\u01b0\u1eddng ni\u00ean h\u00e0ng n\u0103m. V\u1edbi F88, vi\u1ec7c c\u00f4ng b\u1ed1 B\u00e1o c\u00e1o Ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng kh\u00f4ng ch\u1ec9 th\u1ec3 hi\u1ec7n cam k\u1ebft minh b\u1ea1ch m\u00e0 c\u00f2n ph\u1ea3n \u00e1nh quy\u1ebft t\u00e2m n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb theo c\u00e1c th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf.<\/p>\n","protected":false},"excerpt":{"rendered":"

F88 v\u1eeba c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o Ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, \u0111\u00e1nh d\u1ea5u s\u1ef1 chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd trong qu\u00e1 tr\u00ecnh chu\u1ea9n h\u00f3a qu\u1ea3n tr\u1ecb, minh b\u1ea1ch ho\u1ea1t \u0111\u1ed9ng v\u00e0 t\u00edch h\u1ee3p ESG v\u00e0o chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n. Vi\u1ec7c c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o Ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng gi\u00fap F88 th\u1ec3 hi\u1ec7n tinh th\u1ea7n ch\u1ee7 \u0111\u1ed9ng c\u00f4ng […]\n","protected":false},"author":2358,"featured_media":48949,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[3043],"tags":[4696,2509,4698,4697],"class_list":["post-48948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kinh-te","tag-f88","tag-phat-trien-ben-vung","tag-vay-tien-nhanh","tag-vay-tieu-dung"],"yoast_head":"\nF88 c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, h\u01b0\u1edbng \u0111\u1ebfn \u0111\u1ecbnh v\u1ecb th\u1ecb tr\u01b0\u1eddng theo th\u00f4ng \u0111i\u1ec7p m\u1edbi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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