{"id":42580,"date":"2025-09-30T03:44:00","date_gmt":"2025-09-29T20:44:00","guid":{"rendered":"https:\/\/www.prnasia.com\/asia-story\/archive\/4785342_VI85342_11"},"modified":"2025-09-30T03:44:00","modified_gmt":"2025-09-29T20:44:00","slug":"unionpay-international-thuc-day-kha-nang-tuong-tac-toan-cau-thong-qua-cong-ket-noi-thanh-toan-xuyen-bien-gioi-cua-trung-quoc","status":"publish","type":"post","link":"https:\/\/saigonbiz.com\/vn\/unionpay-international-thuc-day-kha-nang-tuong-tac-toan-cau-thong-qua-cong-ket-noi-thanh-toan-xuyen-bien-gioi-cua-trung-quoc\/","title":{"rendered":"UnionPay International th\u00fac \u0111\u1ea9y kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c to\u00e0n c\u1ea7u th\u00f4ng qua C\u1ed5ng k\u1ebft n\u1ed1i thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi c\u1ee7a Trung Qu\u1ed1c"},"content":{"rendered":"

TH\u01af\u1ee2NG H\u1ea2I, ng\u00e0y 30 th\u00e1ng 9 n\u0103m 2025 \/PRNewswire\/ — V\u00e0o ng\u00e0y 16 th\u00e1ng 09, th\u00f4ng tin ch\u00ednh th\u1ee9c c\u00f4ng b\u1ed1 r\u1eb1ng C\u1ed5ng k\u1ebft n\u1ed1i thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi (CPG) c\u1ee7a Trung Qu\u1ed1c \u0111\u00e3 b\u1eaft \u0111\u1ea7u v\u1eadn h\u00e0nh th\u1eed t\u1eeb cu\u1ed1i th\u00e1ng 7. UnionPay International \u0111\u00e3 go\u0301p ph\u00e2\u0300n ph\u00e1t tri\u1ec3n c\u00e1c y\u1ebfu t\u1ed1 c\u1ed1t l\u00f5i c\u1ee7a CPG trong su\u1ed1t 6 th\u00e1ng. \u0110\u01b0\u1ee3c \u0111\u1ecbnh h\u01b0\u1edbng b\u1edfi t\u00ednh bao tr\u00f9m v\u00e0 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn da\u0300nh cho c\u00f4\u0323ng \u0111\u00f4\u0300ng, CPG cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c trong v\u00e0 ngo\u00e0i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c th\u1ef1c hi\u1ec7n kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c qua m\u00e3 QR xuy\u00ean bi\u00ean gi\u1edbi ch\u1ec9 v\u1edbi m\u1ed9t \u0111i\u1ec3m truy c\u1eadp duy nh\u1ea5t. CPG cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 giao di\u1ec7n k\u1ef9 thu\u1eadt th\u1ed1ng nh\u1ea5t, chuy\u1ec3n m\u1ea1ch v\u00e0 ph\u00e2n ph\u1ed1i th\u00f4ng tin giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi, gi\u00e1m s\u00e1t v\u00e0 ph\u00e2n t\u00edch giao d\u1ecbch theo th\u1eddi gian th\u1ef1c. Qua \u0111\u00f3, CPG h\u1ed7 tr\u1ee3 c\u00e1c b\u00ean tham gia th\u1ef1c hi\u1ec7n thanh to\u00e1n m\u00e3 QR xuy\u00ean bi\u00ean gi\u1edbi hi\u1ec7u qu\u1ea3, ti\u1ec7n l\u1ee3i v\u00e0 an toa\u0300n h\u01a1n cho ng\u01b0\u1eddi d\u00f9ng tr\u00ean to\u00e0n c\u1ea7u.<\/p>\n

Vi\u1ec7c ra m\u1eaft th\u00ed \u0111i\u1ec3m CPG mang l\u1ea1i kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn d\u1ec5 d\u00e0ng cho c\u1ea3 c\u00e1c \u0111\u1ed1i t\u00e1c Trung Qu\u1ed1c v\u00e0 qu\u1ed1c t\u1ebf. C\u00e1c t\u1ed5 ch\u1ee9c t\u1ea1i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c c\u00f3 th\u1ec3 hoa\u0300n t\u00e2\u0301t t\u00edch h\u1ee3p tr\u1ef1c ti\u1ebfp qua c\u00e1c giao di\u1ec7n ti\u00eau chu\u1ea9n ho\u0301a c\u1ee7a UnionPay, trong khi \u0111\u1ed1i t\u00e1c qu\u1ed1c t\u1ebf c\u00f3 th\u1ec3 k\u1ebft n\u1ed1i v\u1edbi CPG th\u00f4ng qua UnionPay International. C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y kh\u00f4ng ch\u1ec9 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho vi\u00ea\u0323c thanh to\u00e1n qua m\u00e3 QR xuy\u00ean bi\u00ean gi\u1edbi gi\u1eefa Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c v\u00e0 th\u1ebf gi\u1edbi, m\u00e0 c\u00f2n cho ph\u00e9p thanh to\u00e1n qua m\u00e3 QR \u0111i\u0323a ph\u01b0\u01a1ng t\u1ea1i c\u00e1c th\u1ecb tr\u01b0\u1eddng b\u00ean ngo\u00e0i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c c\u0169ng nh\u01b0 thanh to\u00e1n m\u00e3 QR xuy\u00ean bi\u00ean gi\u1edbi gi\u1eefa c\u00e1c th\u1ecb tr\u01b0\u1eddng \u0111\u00f3.<\/p>\n

Vi\u1ec7c k\u1ebft n\u1ed1i CPG ch\u1ec9 v\u1edbi m\u1ed9t \u0111i\u1ec3m truy c\u1eadp duy nh\u1ea5t th\u00f4ng qua UnionPay mang l\u1ea1i b\u1ed1n l\u1ee3i th\u1ebf cho c\u00e1c \u0111\u1ed1i t\u00e1c khi tri\u1ec3n khai li\u00ean k\u1ebft thanh to\u00e1n m\u00e3 QR xuy\u00ean bi\u00ean gi\u1edbi. \u0110\u1ea7u ti\u00ean, no\u0301 la\u0300m gi\u1ea3m chi ph\u00ed t\u00edch h\u1ee3p h\u1ec7 th\u1ed1ng v\u00e0 tr\u00e1nh l\u00e3ng ph\u00ed t\u00e0i nguy\u00ean t\u1eeb vi\u1ec7c thay \u0111\u1ed5i h\u1ec7 th\u1ed1ng nhi\u1ec1u l\u1ea7n. Th\u1ee9 hai, no\u0301 th\u00fac \u0111\u1ea9y ca\u0301c ti\u00eau chu\u1ea9n h\u1ee3p t\u00e1c th\u1ed1ng nh\u1ea5t v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p v\u00ed \u0111i\u1ec7n t\u1eed qu\u1ed1c t\u1ebf, gi\u00fap h\u1ecd ti\u1ebfp c\u1eadn th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n c\u1ee7a Trung Qu\u1ed1c hi\u1ec7u qu\u1ea3 h\u01a1n, \u0111\u1ed3ng th\u1eddi khuy\u1ebfn kh\u00edch c\u1ea1nh tranh c\u00f4ng b\u1eb1ng v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh c\u1ee7a h\u1ec7 sinh th\u00e1i thanh to\u00e1n ma\u0303 QR xuy\u00ean bi\u00ean gi\u1edbi to\u00e0n c\u1ea7u. Th\u1ee9 ba, v\u00ed \u0111i\u1ec7n t\u1eed qu\u1ed1c t\u1ebf co\u0301 th\u00ea\u0309 co\u0301 ph\u1ea1m vi ch\u1ea5p nh\u1eadn r\u00f4\u0323ng h\u01a1n t\u1ea1i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c. Ngo\u00e0i m\u1ea1ng l\u01b0\u1edbi UnionPay, c\u00e1c nha\u0300 ba\u0301n ha\u0300ng ch\u1ea5p nh\u1eadn thanh to\u00e1n b\u1eb1ng m\u00e3 QR c\u1ee7a WeChat Pay \u01a1\u0309 \u0111a\u0323i lu\u0323c c\u0169ng s\u1ebd c\u00f3 th\u1ec3 nh\u1eadn thanh to\u00e1n t\u1eeb c\u00e1c v\u00ed n\u00e0y. Th\u01b0\u0301 t\u01b0, CPG s\u1eed d\u1ee5ng giao di\u1ec7n th\u00f4ng tin th\u1ed1ng nh\u1ea5t cho c\u1ea3 thanh to\u00e1n trong n\u01b0\u01a1\u0301c cu\u0309a ca\u0301c vi\u0301 qu\u00f4\u0301c t\u00ea\u0301 v\u00e0 ca\u0301c giao di\u0323ch ra n\u01b0\u01a1\u0301c ngoa\u0300i cu\u0309a vi\u0301 \u0111i\u00ea\u0323n t\u01b0\u0309 Trung Qu\u00f4\u0301c, cho ph\u00e9p qu\u1ea3n l\u00fd t\u1eadp trung c\u00e1c giao d\u1ecbch thanh to\u00e1n ma\u0303 QR xuy\u00ean bi\u00ean gi\u1edbi. \u0110i\u1ec1u n\u00e0y s\u1ebd h\u1ed7 tr\u1ee3 c\u00e1c t\u1ed5 ch\u1ee9c tham gia cung c\u1ea5p d\u1ecbch v\u1ee5 an to\u00e0n v\u00e0 \u0111\u00e1ng tin c\u1eady h\u01a1n cho ng\u01b0\u1eddi d\u00f9ng to\u00e0n c\u1ea7u.<\/p>\n

Th\u00f4ng qua h\u1ee3p t\u00e1c v\u1edbi UnionPay, c\u00e1c nh\u00e0 v\u1eadn h\u00e0nh v\u00ed \u0111i\u1ec7n t\u1eed qu\u1ed1c t\u1ebf c\u00f3 th\u1ec3 gia t\u0103ng gi\u00e1 tr\u1ecb \u1edf hai kh\u00eda c\u1ea1nh. M\u1ed9t m\u1eb7t, h\u1ecd c\u00f3 th\u1ec3 cung c\u1ea5p kh\u1ea3 n\u0103ng thanh to\u00e1n di \u0111\u1ed9ng trong nhi\u1ec1u t\u00ecnh hu\u1ed1ng s\u01b0\u0309 du\u0323ng h\u01a1n nh\u1edd gi\u1ea3i ph\u00e1p thanh toa\u0301n v\u00ed t\u00edch h\u1ee3p c\u1ee7a UnionPay h\u1ed7 tr\u1ee3 OEM Pay (Nha\u0300 sa\u0309n xu\u00e2\u0301t thi\u00ea\u0301t bi\u0323 g\u00f4\u0301c), thanh to\u00e1n b\u1eb1ng m\u00e3 QR, v\u00e0 thanh to\u00e1n trong \u1ee9ng d\u1ee5ng. \u0110\u1ed3ng th\u1eddi, h\u1ecd c\u00f3 th\u1ec3 khai th\u00e1c m\u1ea1ng l\u01b0\u1edbi \u0111\u1ed1i t\u00e1c to\u00e0n c\u1ea7u c\u1ee7a UnionPay. M\u1eb7t kh\u00e1c, h\u1ecd c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng ca\u0301c l\u1ee3i \u00edch t\u1eeb th\u1ebb UnionPay v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 gi\u00e1 tr\u1ecb gia t\u0103ng theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng, nh\u1eb1m t\u0103ng m\u1ee9c \u0111\u1ed9 g\u1eafn k\u1ebft c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/p>\n

L\u00e0 nh\u00e0 ph\u00e1t tri\u1ec3n ch\u1ee7 ch\u1ed1t c\u1ee7a CPG, trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y UnionPay \u0111\u00e3 th\u00fac \u0111\u1ea9y kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c qua m\u00e3 QR th\u00f4ng qua ca\u0301c d\u1ecbch v\u1ee5 toa\u0300n di\u00ea\u0323n v\u00e0 ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i. T\u1ea1i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c, UnionPay \u0111\u00e3 t\u0103ng c\u01b0\u1eddng n\u1ed7 l\u1ef1c th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n Project Excellence v\u00e0 kh\u00f4ng ng\u1eebng c\u1ea3i thi\u1ec7n d\u1ecbch v\u1ee5 thanh to\u00e1n cho kh\u00e1ch qu\u1ed1c t\u1ebf t\u01a1\u0301i Trung Qu\u00f4\u0301c. T\u00ednh \u0111\u1ebfn th\u00e1ng 8 n\u0103m nay, sa\u0301ng ki\u00ea\u0301n na\u0300y \u0111\u00e3 bao ph\u1ee7 1,35 tri\u1ec7u nha\u0300 ba\u0301n ha\u0300ng ch\u00e2\u0301p nh\u00e2\u0323n trong c\u00e1c t\u00ecnh hu\u1ed1ng s\u01b0\u0309 du\u0323ng chi\u0301nh; 232 s\u1ea3n ph\u1ea9m m\u00e3 QR t\u00edch h\u1ee3p ch\u1ea5p nh\u1eadn v\u00ed \u0111i\u1ec7n t\u1eed qu\u1ed1c t\u1ebf \u0111\u00ea\u0309 thanh toa\u0301n; v\u00e0 168 nha\u0300 ba\u0301n ha\u0300ng tr\u01b0\u0323c tuy\u00ea\u0301n l\u1edbn ch\u1ea5p nh\u1eadn th\u1ebb UnionPay ph\u00e1t h\u00e0nh ngo\u00e0i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c.  M\u1ed9t n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc \u0111\u00e3 \u0111\u01b0\u1ee3c thi\u00ea\u0301t l\u00e2\u0323p cho m\u1ed9t h\u1ec7 sinh th\u00e1i thanh to\u00e1n th\u1ed1ng nh\u1ea5t v\u00e0 ti\u1ec7n l\u1ee3i h\u01a1n t\u1ea1i Trung Qu\u1ed1c. D\u1eef li\u1ec7u cho th\u1ea5y, s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch th\u01b0\u0323c hi\u00ea\u0323n t\u1ea1i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c b\u1eb1ng th\u1ebb UnionPay ph\u00e1t h\u00e0nh ngo\u00e0i \u0111\u1ea1i l\u1ee5c ho\u1eb7c v\u00ed \u0111i\u00ea\u0323n t\u01b0\u0309 \u0111\u1ed1i t\u00e1c qu\u1ed1c t\u1ebf c\u1ee7a UnionPay \u0111\u00e3 t\u0103ng 111% v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 29% v\u1ec1 gi\u00e1 tr\u1ecb so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc.<\/p>\n

Tr\u00ean ph\u1ea1m vi qu\u1ed1c t\u1ebf, UnionPay \u0111\u00e3 th\u00fac \u0111\u1ea9y kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c thanh to\u00e1n m\u00e3 QR xuy\u00ean bi\u00ean gi\u1edbi theo hai m\u00f4 h\u00ecnh h\u01a1\u0323p ta\u0301c cha\u0323y song song: Ch\u00ednh ph\u1ee7 – Ch\u00ednh ph\u1ee7 (G2G) v\u00e0 M\u1ea1ng l\u01b0\u1edbi – M\u1ea1ng l\u01b0\u1edbi (N2N). T\u00ednh \u0111\u1ebfn nay, UnionPay \u0111\u00e3 tri\u1ec3n khai ho\u1eb7c \u0111ang h\u1ee3p t\u00e1c trong 19 d\u1ef1 \u00e1n v\u00ea\u0300 kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c t\u1ea1i 19 qu\u1ed1c gia, bao g\u1ed3m Vi\u1ec7t Nam, Indonesia<\/span>, Campuchia v\u00e0 Argentina<\/span>. K\u1ebft qu\u1ea3 l\u00e0, h\u01a1n 11 tri\u1ec7u nha\u0300 ba\u0301n ha\u0300ng qu\u00f4\u0301c t\u00ea\u0301 ch\u1ea5p nh\u1eadn thanh to\u00e1n b\u0103\u0300ng m\u00e3 QR c\u1ee7a UnionPay; con s\u1ed1 n\u00e0y d\u1ef1 ki\u1ebfn s\u1ebd t\u0103ng l\u00ean h\u00e0ng ch\u1ee5c tri\u1ec7u v\u00e0o cu\u1ed1i n\u0103m nay. V\u00ea\u0300 ph\u00eda t\u00e0i kho\u1ea3n, h\u01a1n 170 v\u00ed \u0111i\u1ec7n t\u1eed thanh toa\u0301n ma\u0303 QR qu\u1ed1c t\u1ebf \u0111\u00e3 \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u00e0o m\u1ea1ng l\u01b0\u1edbi UnionPay, bao ph\u1ee7 30 qu\u1ed1c gia v\u00e0 vu\u0300ng la\u0303nh th\u00f4\u0309 ngo\u00e0i Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c.<\/p>\n

D\u01b0\u0303 li\u1ec7u ch\u00ednh th\u1ee9c nh\u1ea5n m\u1ea1nh m\u1ee9c \u0111\u1ed9 s\u1eed d\u1ee5ng CPG ng\u00e0y c\u00e0ng t\u0103ng nhanh: \u0110\u1ebfn ng\u00e0y 11 th\u00e1ng 9, h\u1ec7 th\u1ed1ng \u0111\u00e3 x\u1eed l\u00fd 1,981 tri\u1ec7u giao d\u1ecbch v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb 427 tri\u1ec7u Nh\u00e2n d\u00e2n t\u1ec7. Khi Trung Qu\u1ed1c m\u1edf r\u1ed9ng ch\u00ednh s\u00e1ch nh\u1eadp c\u1ea3nh mi\u1ec5n th\u1ecb th\u1ef1c, nh\u1eefng n\u1ed7 l\u1ef1c kh\u00f4ng ng\u1eebng c\u1ee7a UnionPay trong vi\u1ec7c c\u1ea3i thi\u1ec7n h\u1ea1 t\u1ea7ng CPG s\u1ebd \u0111\u00f3ng vai tr\u00f2 then ch\u1ed1t trong vi\u1ec7c th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng ti\u00eau d\u00f9ng trong n\u01b0\u01a1\u0301c, t\u1ea1o thu\u1eadn l\u1ee3i cho du l\u1ecbch v\u00e0 trao \u0111\u00f4\u0309i th\u01b0\u01a1ng ma\u0323i to\u00e0n c\u1ea7u, \u0111\u1ed3ng th\u1eddi c\u1ee7ng c\u1ed1 v\u1ecb th\u1ebf c\u1ee7a CPG nh\u01b0 m\u1ed9t n\u1ec1n t\u1ea3ng cho kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c thanh to\u00e1n qu\u1ed1c t\u1ebf.<\/p>\n","protected":false},"excerpt":{"rendered":"

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