{"id":40434,"date":"2025-06-28T00:01:13","date_gmt":"2025-06-27T17:01:13","guid":{"rendered":"https:\/\/saigonbiz.com.vn\/chi-so-kha-nang-phuc-hoi-tai-chinh-sun-life-asia-cho-thay-the-he-z-co-kha-nang-dam-bao-tai-chinh-kem-nhat-trong-boi-canh-tinh-trang-lam-phat-buoc-moi-nguoi-phai-tu-duy-ngan-han\/"},"modified":"2025-06-28T00:01:13","modified_gmt":"2025-06-27T17:01:13","slug":"chi-so-kha-nang-phuc-hoi-tai-chinh-sun-life-asia-cho-thay-the-he-z-co-kha-nang-dam-bao-tai-chinh-kem-nhat-trong-boi-canh-tinh-trang-lam-phat-buoc-moi-nguoi-phai-tu-duy-ngan-han","status":"publish","type":"post","link":"https:\/\/saigonbiz.com\/vn\/chi-so-kha-nang-phuc-hoi-tai-chinh-sun-life-asia-cho-thay-the-he-z-co-kha-nang-dam-bao-tai-chinh-kem-nhat-trong-boi-canh-tinh-trang-lam-phat-buoc-moi-nguoi-phai-tu-duy-ngan-han\/","title":{"rendered":"Ch\u1ec9 s\u1ed1 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i t\u00e0i ch\u00ednh Sun Life Asia cho th\u1ea5y Th\u1ebf h\u1ec7 Z c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea3m b\u1ea3o t\u00e0i ch\u00ednh k\u00e9m nh\u1ea5t trong b\u1ed1i c\u1ea3nh t\u00ecnh tr\u1ea1ng l\u1ea1m ph\u00e1t bu\u1ed9c m\u1ecdi ng\u01b0\u1eddi ph\u1ea3i t\u01b0 duy ng\u1eafn h\u1ea1n"},"content":{"rendered":"<div>\n<ul type=\"disc\">\n<li>69% Th\u1ebf h\u1ec7 B\u00f9ng n\u1ed5 D\u00e2n s\u1ed1 c\u1ea3m th\u1ea5y \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh so v\u1edbi ch\u1ec9 57% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi thu\u1ed9c Th\u1ebf h\u1ec7 Z.<\/li>\n<li>H\u01a1n m\u1ed9t ph\u1ea7n t\u01b0 s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi thu\u1ed9c Th\u1ebf h\u1ec7 Z (28%) kh\u00f4ng c\u1ea7n tr\u1ee3 gi\u00fap khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh.<\/li>\n<li>92% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi c\u1ea3m th\u1ea5y \u00e1p l\u1ef1c t\u1eeb t\u00ecnh tr\u1ea1ng l\u1ea1m ph\u00e1t v\u00e0 44% ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi t\u00e1c \u0111\u1ed9ng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn kh\u1ea3 n\u0103ng trang tr\u1ea3i chi ph\u00ed c\u1ee7a h\u1ecd<\/li>\n<li>H\u01a1n m\u1ed9t n\u1eeda (54%) s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi v\u1eabn ch\u01b0a c\u00f3 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh tr\u00ean 12 th\u00e1ng v\u00e0 ch\u1ec9 c\u00f3 8% l\u1eadp k\u1ebf ho\u1ea1ch cho h\u01a1n 10 n\u0103m t\u1edbi.<\/li>\n<\/ul>\n<p> <span class=\"legendSpanClass\">H\u1ed2NG K\u00d4NG<\/span>, <span class=\"legendSpanClass\">ng\u00e0y 27 th\u00e1ng 6 n\u0103m 2025<\/span> \/PRNewswire\/ &#8212; V\u00e0o ng\u00e0y h\u00f4m nay, Sun Life Asia \u0111\u00e3 c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o\u00a0<i>Ch\u1ec9 s\u1ed1 Kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i T\u00e0i ch\u00ednh Sun Life Asia: C\u00e2n b\u1eb1ng gi\u1eefa nhu c\u1ea7u hi\u1ec7n t\u1ea1i v\u00e0 m\u1ee5c ti\u00eau t\u01b0\u01a1ng lai<\/i> th\u1ee9 hai, cung c\u1ea5p g\u00f3c nh\u00ecn chi ti\u1ebft v\u1ec1 c\u00e1ch m\u1ecdi ng\u01b0\u1eddi trong khu v\u1ef1c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh trong khi \u1ee9ng ph\u00f3 v\u1edbi b\u1ed1i c\u1ea3nh t\u00e0i ch\u00ednh \u0111\u1ea7y bi\u1ebfn \u0111\u1ed9ng hi\u1ec7n nay. K\u1ebft qu\u1ea3 cho th\u1ea5y r\u1eb1ng trong khi nh\u1eadn th\u1ee9c chung v\u1ec1 an ninh t\u00e0i ch\u00ednh \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n \u0111\u00f4i ch\u00fat, th\u00ec th\u1ef1c t\u1ebf l\u1ea1i \u0111\u00e1ng lo ng\u1ea1i h\u01a1n &#8211; \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi Th\u1ebf h\u1ec7 Z, th\u1ebf h\u1ec7 \u0111\u01b0\u1ee3c coi l\u00e0 c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea3m b\u1ea3o t\u00e0i ch\u00ednh v\u00e0 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i k\u00e9m nh\u1ea5t khi \u0111\u01b0\u1ee3c kh\u1ea3o s\u00e1t, tr\u00e1i ng\u01b0\u1ee3c ho\u00e0n to\u00e0n v\u1edbi 69% th\u1ebf h\u1ec7 Th\u1ebf h\u1ec7 B\u00f9ng n\u1ed5 D\u00e2n s\u1ed1 c\u1ea3m th\u1ea5y \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh.<\/p>\n<div id=\"prni_dvprnejpge5feleft\" dir=\"ltr\" style=\"TEXT-ALIGN: center; WIDTH: 100%\">   <a href=\"https:\/\/mma.prnasia.com\/media2\/2719568\/Sun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg?p=medium600\" target=\"_blank\" style=\"color: #0000FF\" rel=\"noopener\"><img decoding=\"async\" id=\"prnejpge5feleft\" title=\"Gen Z emerges as the least financially secure and resilient generation\" src=\"https:\/\/mma.prnasia.com\/media2\/2719568\/Sun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg?p=medium600\" alt=\"Gen Z emerges as the least financially secure and resilient generation\" align=\"middle\"><\/a>   <br \/>   <span>Gen Z emerges as the least financially secure and resilient generation<\/span>  <\/div>\n<p>Nghi\u00ean c\u1ee9u n\u00e0y \u0111\u00e3 kh\u1ea3o s\u00e1t h\u01a1n 6.000 ng\u01b0\u1eddi \u1edf H\u1ed3ng K\u00f4ng, Philippines, Indonesia, Malaysia, Singapore v\u00e0 Vi\u1ec7t Nam, \u0111\u1ed3ng th\u1eddi l\u00e0m n\u1ed5i b\u1eadt c\u00e1c xu h\u01b0\u1edbng trong vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, hi\u1ec3u bi\u1ebft, kh\u1ea3 n\u0103ng ch\u1ea5p nh\u1eadn r\u1ee7i ro v\u00e0 vai tr\u00f2 c\u1ee7a d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n chuy\u00ean m\u00f4n trong vi\u1ec7c x\u00e2y d\u1ef1ng kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i l\u00e2u d\u00e0i.<\/p>\n<p> <b>Th\u1ebf h\u1ec7 Z ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi ch\u1eb7ng \u0111\u01b0\u1eddng kh\u00f3 kh\u0103n nh\u1ea5t \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c an ninh t\u00e0i ch\u00ednh<\/b> <\/p>\n<p>Th\u1ebf h\u1ec7 Z t\u1ee5t h\u1eadu so v\u1edbi c\u00e1c th\u1ebf h\u1ec7 kh\u00e1c v\u1ec1 c\u1ea3 s\u1ef1 t\u1ef1 tin l\u1eabn s\u1ef1 chu\u1ea9n b\u1ecb. Ch\u1ec9 c\u00f3 57% s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi thu\u1ed9c Th\u1ebf h\u1ec7 Z c\u1ea3m th\u1ea5y \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh, th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi 69% th\u1ebf h\u1ec7 Th\u1ebf h\u1ec7 B\u00f9ng n\u1ed5 D\u00e2n s\u1ed1 &#8211; th\u1ebf h\u1ec7 c\u00f3 t\u00e0i ch\u00ednh \u0111\u1ea3m b\u1ea3o nh\u1ea5t, v\u00e0 66% Th\u1ebf h\u1ec7 Y. M\u1eb7c d\u00f9 h\u1ecd c\u00f3 th\u1eddi gian, nh\u01b0ng ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd cho th\u1ea5y s\u1ef1 do d\u1ef1 h\u01a1n l\u00e0 tham v\u1ecdng, v\u1edbi 59% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi t\u1ef1 nh\u1eadn m\u00ecnh l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1ea3o th\u1ee7. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y s\u1ef1 thi\u1ebfu nh\u1eadn th\u1ee9c v\u1ec1 c\u00e1ch c\u00e2n b\u1eb1ng r\u1ee7i ro v\u00e0 ph\u1ea7n th\u01b0\u1edfng d\u00e0i h\u1ea1n.<\/p>\n<p>So v\u1edbi c\u00e1c th\u1ebf h\u1ec7 kh\u00e1c, Th\u1ebf h\u1ec7 Z c\u0169ng l\u00e0 th\u1ebf h\u1ec7 c\u00f4 l\u1eadp nh\u1ea5t trong vi\u1ec7c \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh. H\u01a1n m\u1ed9t ph\u1ea7n t\u01b0 (28%) kh\u00f4ng t\u00ecm ki\u1ebfm b\u1ea5t k\u1ef3 d\u1ecbch v\u1ee5 n\u00e0o, m\u1eb7c d\u00f9 h\u1ecd l\u00e0 th\u1ebf h\u1ec7 c\u1ea7n h\u01b0\u1edbng d\u1eabn v\u00e0 h\u1ed7 tr\u1ee3 c\u00f3 c\u1ea5u tr\u00fac nh\u1ea5t. \u0110\u00e1ng ch\u00fa \u00fd, Th\u1ebf h\u1ec7 Z c\u0169ng c\u00f3 kh\u1ea3 n\u0103ng tham kh\u1ea3o c\u00e1c c\u00f4ng c\u1ee5 AI (19%) \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh nhi\u1ec1u h\u01a1n c\u00e1c nh\u00f3m tu\u1ed5i kh\u00e1c (Th\u1ebf h\u1ec7 Y 18%; Th\u1ebf h\u1ec7 X 10%; Th\u1ebf h\u1ec7 B\u00f9ng n\u1ed5 D\u00e2n s\u1ed1 11%).<\/p>\n<p> <b>David Broom, Gi\u00e1m \u0111\u1ed1c Kh\u00e1ch h\u00e0ng v\u00e0 Ph\u00e2n ph\u1ed1i t\u1ea1i Sun Life Asia<\/b>\u00a0cho bi\u1ebft: &#8220;Th\u1ebf h\u1ec7 Z c\u00f3 nhi\u1ec1u th\u1eddi gian, nh\u01b0ng thay v\u00ec t\u1ef1 tin, ch\u00fang t\u00f4i th\u1ea5y h\u1ecd do d\u1ef1 v\u00e0 lo l\u1eafng khi tr\u01b0\u1edfng th\u00e0nh trong m\u1ed9t th\u1ebf gi\u1edbi b\u1ecb chi ph\u1ed1i b\u1edfi t\u00ecnh tr\u1ea1ng bi\u1ebfn \u0111\u1ed9ng kinh t\u1ebf v\u00e0 chi ph\u00ed sinh ho\u1ea1t t\u0103ng cao. Vi\u1ec7c n\u00e2ng cao hi\u1ec3u bi\u1ebft v\u1ec1 t\u00e0i ch\u00ednh v\u00e0 k\u1ebft n\u1ed1i h\u1ecd v\u1edbi nhi\u1ec1u ngu\u1ed3n d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n \u0111\u00e1ng tin c\u1eady s\u1ebd cung c\u1ea5p cho h\u1ecd nh\u1eefng c\u00f4ng c\u1ee5 \u0111\u1ec3 x\u00e2y d\u1ef1ng m\u1ed9t t\u01b0\u01a1ng lai \u1ed5n \u0111\u1ecbnh h\u01a1n.&#8221;<\/p>\n<p> <b>T\u1eadp trung v\u00e0o ng\u1eafn h\u1ea1n h\u01a1n l\u00e0 t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n<\/b> <\/p>\n<p>Sau nhi\u1ec1u n\u0103m l\u1ea1m ph\u00e1t cao, nhi\u1ec1u ng\u01b0\u1eddi \u0111ang g\u1eb7p ph\u1ea3i kh\u00f3 kh\u0103n trong vi\u1ec7c qu\u1ea3n l\u00fd chi ph\u00ed h\u00e0ng ng\u00e0y v\u00e0 d\u00e0i h\u1ea1n. 92% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi c\u1ea3m nh\u1eadn \u0111\u01b0\u1ee3c t\u00e1c \u0111\u1ed9ng c\u1ee7a t\u00ecnh tr\u1ea1ng gi\u00e1 c\u1ea3 t\u0103ng li\u00ean t\u1ee5c v\u00e0 44% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi nh\u1eadn th\u1ea5y t\u00e1c \u0111\u1ed9ng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn kh\u1ea3 n\u0103ng chi tr\u1ea3 chi ph\u00ed h\u00e0ng th\u00e1ng c\u1ee7a h\u1ecd.<\/p>\n<p>Khi chi ph\u00ed sinh ho\u1ea1t t\u0103ng cao li\u00ean t\u1ee5c \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ng\u00e2n s\u00e1ch h\u1ed9 gia \u0111\u00ecnh, nhi\u1ec1u ng\u01b0\u1eddi t\u1eadp trung v\u00e0o vi\u1ec7c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u tr\u01b0\u1edbc m\u1eaft thay v\u00ec l\u1eadp k\u1ebf ho\u1ea1ch cho c\u00e1c m\u1ee5c ti\u00eau t\u01b0\u01a1ng lai. Qu\u1ea3n l\u00fd chi ph\u00ed h\u00e0ng ng\u00e0y l\u00e0 \u01b0u ti\u00ean t\u00e0i ch\u00ednh h\u00e0ng \u0111\u1ea7u c\u1ee7a 60% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi, t\u0103ng so v\u1edbi m\u1ee9c 54% c\u1ee7a n\u0103m ngo\u00e1i, trong khi k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u \u0111\u00e3 gi\u1ea3m t\u1eeb v\u1ecb tr\u00ed th\u1ee9 hai xu\u1ed1ng v\u1ecb tr\u00ed th\u1ee9 s\u00e1u trong n\u0103m nay. \u0110\u00e2y l\u00e0 d\u1ea5u hi\u1ec7u r\u00f5 r\u00e0ng cho th\u1ea5y vi\u1ec7c l\u1eadp ng\u00e2n s\u00e1ch cho hi\u1ec7n t\u1ea1i \u0111\u00e3 \u0111\u01b0\u1ee3c \u01b0u ti\u00ean h\u01a1n c\u00e1c m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n.<\/p>\n<p>Trong b\u1ed1i c\u1ea3nh kinh t\u1ebf b\u1ea5t \u1ed5n, vi\u1ec7c x\u00e2y d\u1ef1ng qu\u1ef9 ti\u1ebft ki\u1ec7m kh\u1ea9n c\u1ea5p c\u0169ng \u0111\u01b0\u1ee3c x\u1ebfp h\u1ea1ng cao v\u00e0 hi\u1ec7n l\u00e0 m\u1ee5c ti\u00eau quan tr\u1ecdng th\u1ee9 hai (42%).<\/p>\n<p>Vi\u1ec7c \u0111\u1ea1t \u0111\u01b0\u1ee3c an ninh t\u00e0i ch\u00ednh c\u00e0ng tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n do thi\u1ebfu k\u1ebf ho\u1ea1ch d\u00e0i h\u1ea1n. M\u1eb7c d\u00f9 c\u00f3 s\u1ef1 c\u1ea3i thi\u1ec7n nh\u1eb9 theo t\u1eebng n\u0103m, nh\u01b0ng m\u1ee9c \u0111\u1ed9 chu\u1ea9n b\u1ecb t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n v\u1eabn \u1edf m\u1ee9c th\u1ea5p b\u00e1o \u0111\u1ed9ng. H\u01a1n m\u1ed9t n\u1eeda s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi (54%) v\u1eabn ch\u01b0a c\u00f3 k\u1ebf ho\u1ea1ch tr\u00ean 12 th\u00e1ng v\u00e0 ch\u1ec9 c\u00f3 8% l\u1eadp k\u1ebf ho\u1ea1ch cho th\u1eddi gian xa h\u01a1n 10 n\u0103m, cho th\u1ea5y kho\u1ea3ng c\u00e1ch l\u1edbn v\u1ec1 t\u1ea7m nh\u00ecn xa v\u00e0 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i t\u00e0i ch\u00ednh.<\/p>\n<p> <b>Thu h\u1eb9p kho\u1ea3ng c\u00e1ch v\u1ec1 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i<\/b> <\/p>\n<p>K\u1ebft qu\u1ea3 kh\u1ea3o s\u00e1t c\u0169ng cho th\u1ea5y s\u1ef1 kh\u00e1c bi\u1ec7t r\u00f5 r\u1ec7t gi\u1eefa nh\u1eefng ng\u01b0\u1eddi c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i t\u00e0i ch\u00ednh cao v\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng n\u00e0y.<\/p>\n<p>Nh\u1eefng ng\u01b0\u1eddi c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i cao \u2014 \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i trong kh\u1ea3o s\u00e1t n\u00e0y l\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3 kh\u1ea3 n\u0103ng ch\u1ecbu \u0111\u1ef1ng c\u00e1c c\u00fa s\u1ed1c t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh \u2014 c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng \u01b0u ti\u00ean x\u00e2y d\u1ef1ng kho\u1ea3n ti\u1ebft ki\u1ec7m kh\u1ea9n c\u1ea5p (43%) v\u00e0 gi\u00e1o d\u1ee5c cho b\u1ea3n th\u00e2n ho\u1eb7c con c\u00e1i c\u1ee7a h\u1ecd (39%). Ng\u01b0\u1ee3c l\u1ea1i, nh\u1eefng ng\u01b0\u1eddi c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i th\u1ea5p \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i trong kh\u1ea3o s\u00e1t n\u00e0y l\u00e0 c\u00f3 kh\u1ea3 n\u0103ng h\u1ea1n ch\u1ebf h\u01a1n trong vi\u1ec7c ch\u1ecbu \u0111\u1ef1ng c\u00e1c c\u00fa s\u1ed1c t\u00e0i ch\u00ednh v\u00e0 kh\u00f4ng t\u1ef1 tin l\u1eafm trong vi\u1ec7c \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh.\u00a0H\u1ecd t\u1eadp trung nhi\u1ec1u h\u01a1n v\u00e0o vi\u1ec7c tr\u1ea3 n\u1ee3 (42%) ho\u1eb7c x\u00e2y d\u1ef1ng qu\u1ef9 kh\u1ea9n c\u1ea5p (40%).<\/p>\n<p>\u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i cao, m\u1ee9c \u0111\u1ed9 t\u1ef1 tin v\u1ec1 t\u00e0i ch\u00ednh c\u0169ng r\u1ea5t cao khi 83% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi ch\u1eafc ch\u1eafn r\u1eb1ng h\u1ecd c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c ngh\u0129a v\u1ee5 ng\u1eafn h\u1ea1n v\u00e0 82% cho r\u1eb1ng h\u1ecd s\u1ebd \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m d\u00e0i h\u1ea1n. G\u1ea7n m\u1ed9t n\u1eeda (45%) s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi cho bi\u1ebft h\u1ecd c\u00f3 th\u1ec3 t\u1ef1 trang tr\u1ea3i t\u00e0i ch\u00ednh trong h\u01a1n s\u00e1u th\u00e1ng n\u1ebfu x\u1ea3y ra kh\u1ee7ng ho\u1ea3ng. Nh\u00f3m n\u00e0y c\u0169ng c\u00f3 xu h\u01b0\u1edbng t\u00ecm ki\u1ebfm d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n chuy\u00ean m\u00f4n h\u01a1n, v\u1edbi 40% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi tham kh\u1ea3o c\u1ed1 v\u1ea5n t\u00e0i ch\u00ednh. Nhi\u1ec1u ng\u01b0\u1eddi \u0111ang th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc ch\u1ee7 \u0111\u1ed9ng \u0111\u1ec3 c\u1ea3i thi\u1ec7n t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh \u2013 49% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi \u0111ang t\u00ecm hi\u1ec3u v\u1ec1 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 45% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi \u0111ang \u0111\u1ea7u t\u01b0 \u0111\u1ec3 c\u00f3 l\u1ee3i nhu\u1eadn cao h\u01a1n.<\/p>\n<p>Ch\u1ec9 c\u00f3 25% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i th\u1ea5p c\u1ea3m th\u1ea5y h\u1ecd c\u00f3 th\u1ec3 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh ng\u1eafn h\u1ea1n v\u00e0 ch\u1ec9 13% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi mong \u0111\u1ee3i \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n. \u0110i\u1ec1u \u0111\u00e1ng b\u00e1o \u0111\u1ed9ng l\u00e0 89% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi cho bi\u1ebft h\u1ecd s\u1ebd kh\u00f4ng th\u1ec3 t\u1ef1 nu\u00f4i s\u1ed1ng b\u1ea3n th\u00e2n trong h\u01a1n s\u00e1u th\u00e1ng n\u1ebfu m\u1ea5t vi\u1ec7c l\u00e0m ho\u1eb7c m\u1eafc b\u1ec7nh n\u1eb7ng. Ch\u1ec9 c\u00f3 27% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi tham kh\u1ea3o c\u1ed1 v\u1ea5n chuy\u00ean m\u00f4n v\u00e0 th\u01b0\u1eddng d\u1ef1a v\u00e0o m\u1ea1ng l\u01b0\u1edbi kh\u00f4ng ch\u00ednh th\u1ee9c ho\u1eb7c ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng x\u00e3 h\u1ed9i.<\/p>\n<p> <b>David Broom, Gi\u00e1m \u0111\u1ed1c Kh\u00e1ch h\u00e0ng v\u00e0 Ph\u00e2n ph\u1ed1i t\u1ea1i Sun Life Asia<\/b>\u00a0cho bi\u1ebft: &#8220;Nh\u1eefng k\u1ebft qu\u1ea3 t\u1eeb nghi\u00ean c\u1ee9u n\u00e0y r\u00f5 r\u00e0ng nh\u1ea5n m\u1ea1nh t\u00ecnh tr\u1ea1ng ph\u00e2n chia ng\u00e0y c\u00e0ng t\u0103ng gi\u1eefa nh\u1eefng ng\u01b0\u1eddi \u0111ang t\u00edch c\u1ef1c x\u00e2y d\u1ef1ng s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 nh\u1eefng ng\u01b0\u1eddi m\u1eafc k\u1eb9t trong chu k\u1ef3 sinh t\u1ed3n ng\u1eafn h\u1ea1n. Ki\u1ebfn th\u1ee9c t\u00e0i ch\u00ednh quan tr\u1ecdng h\u01a1n bao gi\u1edd h\u1ebft trong b\u1ed1i c\u1ea3nh kinh t\u1ebf hi\u1ec7n nay v\u00e0 t\u1ea1i Sun Life, ch\u00fang t\u00f4i tin r\u1eb1ng ki\u1ebfn th\u1ee9c n\u00e0y t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn trong vi\u1ec7c gi\u00fap m\u1ecdi ng\u01b0\u1eddi ki\u1ec3m so\u00e1t t\u1ed1t h\u01a1n h\u00e0nh tr\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. Ch\u00fang t\u00f4i \u0111\u01b0a ra cho Kh\u00e1ch h\u00e0ng l\u1eddi khuy\u00ean v\u00e0 gi\u1ea3i ph\u00e1p h\u1ecd c\u1ea7n \u0111\u1ec3 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7n t\u1ea1i v\u00e0 ti\u1ebft ki\u1ec7m cho t\u01b0\u01a1ng lai.&#8221;<\/p>\n<p>B\u00e1o c\u00e1o \u0111\u1ea7y \u0111\u1ee7 c\u00f3 s\u1eb5n <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=vi&amp;o=4457675-1&amp;h=535049217&amp;u=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D4457675-1%26h%3D4001813808%26u%3Dhttps%253A%252F%252Fwww.sunlife.com%252Fcontent%252Fdam%252Fsunlife%252Fregional%252Fglobal-marketing%252Fdocuments%252Fcom%252Ffinancial-resilience-report-2025.pdf%26a%3Dhere&amp;a=t%E1%BA%A1i+%C4%91%C3%A2y\" target=\"_blank\" rel=\"nofollow noopener\" style=\"color: #0000FF\"><span>t\u1ea1i \u0111\u00e2y<\/span><\/a>.<\/p>\n<p> <b>Gi\u1edbi thi\u1ec7u v\u1ec1 Sun Life<\/b> <\/p>\n<p>Sun Life l\u00e0 t\u1ed5 ch\u1ee9c h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p v\u1ec1 qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n, th\u1ecbnh v\u01b0\u1ee3ng, b\u1ea3o hi\u1ec3m v\u00e0 s\u1ee9c kh\u1ecfe cho c\u00e1c kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c. Sun Life ho\u1ea1t \u0111\u1ed9ng t\u1ea1i nhi\u1ec1u th\u1ecb tr\u01b0\u1eddng tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, bao g\u1ed3m Canada, Hoa K\u1ef3, V\u01b0\u01a1ng qu\u1ed1c Anh, Ireland, H\u1ed3ng K\u00f4ng, Philippines, Nh\u1eadt B\u1ea3n, Indonesia, \u1ea4n \u0110\u1ed9, Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c, \u00dac, Singapore, Vi\u1ec7t Nam, Malaysia v\u00e0 Bermuda. T\u00ednh \u0111\u1ebfn ng\u00e0y 31 th\u00e1ng 12 n\u0103m 2024, t\u1ed5ng t\u00e0i s\u1ea3n do Sun Life qu\u1ea3n l\u00fd l\u00e0 1,54 ngh\u00ecn t\u1ef7 \u0111\u00f4 la. \u0110\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin, vui l\u00f2ng truy c\u1eadp trang web <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=vi&amp;o=4457675-1&amp;h=2979410432&amp;u=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D4457675-1%26h%3D3904622688%26u%3Dhttp%253A%252F%252Fwww.sunlife.com%252F%26a%3Dwww.sunlife.com&amp;a=www.sunlife.com\" target=\"_blank\" rel=\"nofollow noopener\" style=\"color: #0000FF\"><span>www.sunlife.com<\/span><\/a>.<\/p>\n<p>Sun Life Financial Inc. giao d\u1ecbch tr\u00ean c\u00e1c s\u00e0n giao d\u1ecbch ch\u1ee9ng kho\u00e1n Toronto (TSX), New York (NYSE) v\u00e0 Philippine (PSE) v\u1edbi m\u00e3 ch\u1ee9ng kho\u00e1n SLF.<\/p>\n<p>L\u01b0u \u00fd: T\u1ea5t c\u1ea3 s\u1ed1 li\u1ec7u v\u1ec1 ti\u1ec1n t\u1ec7 \u0111\u1ec1u t\u00ednh b\u1eb1ng \u0111\u00f4-la Canada, tr\u1eeb khi c\u00f3 quy \u0111\u1ecbnh kh\u00e1c.<\/p>\n<div id=\"prni_dvprnejpg125fleft\" dir=\"ltr\" style=\"TEXT-ALIGN: center; WIDTH: 100%\">   <a href=\"https:\/\/mma.prnasia.com\/media2\/2719569\/Sun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg?p=medium600\" target=\"_blank\" style=\"color: #0000FF\" rel=\"noopener\"><img decoding=\"async\" id=\"prnejpg125fleft\" title=\"Financial literacy is crucial as short-term priorities overshadow long-term goals amid rising costs (CNW Group\/Sun Life Asia)\" src=\"https:\/\/mma.prnasia.com\/media2\/2719569\/Sun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg?p=medium600\" alt=\"Financial literacy is crucial as short-term priorities overshadow long-term goals amid rising costs (CNW Group\/Sun Life Asia)\" align=\"middle\"><\/a>   <br \/>   <span>Financial literacy is crucial as short-term priorities overshadow long-term goals amid rising costs (CNW Group\/Sun Life Asia)<\/span>  <\/div>\n<p>\u1ea2nh &#8211; <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=vi&amp;o=4457675-1&amp;h=4248287807&amp;u=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D4457675-1%26h%3D3575132573%26u%3Dhttps%253A%252F%252Fmma.prnewswire.com%252Fmedia%252F2719568%252FSun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg%26a%3Dhttps%253A%252F%252Fmma.prnewswire.com%252Fmedia%252F2719568%252FSun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F2719568%2FSun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg\" target=\"_blank\" rel=\"nofollow noopener\" style=\"color: #0000FF\"><span>https:\/\/mma.prnasia.com\/media2\/2719568\/Sun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg?p=medium600<\/span><\/a><br \/>\u1ea2nh &#8211;<a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=vi&amp;o=4457675-1&amp;h=710337038&amp;u=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D4457675-1%26h%3D1051183517%26u%3Dhttps%253A%252F%252Fmma.prnewswire.com%252Fmedia%252F2719569%252FSun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg%26a%3Dhttps%253A%252F%252Fmma.prnewswire.com%252Fmedia%252F2719569%252FSun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F2719569%2FSun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg\" target=\"_blank\" rel=\"nofollow noopener\" style=\"color: #0000FF\"><span>https:\/\/mma.prnasia.com\/media2\/2719569\/Sun_Life_Asia_Sun_Life_Asia_Financial_Resilience_Index_reveals_G.jpg?p=medium600<\/span><\/a><\/p>\n<p>\u00a0<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>69% Th\u1ebf h\u1ec7 B\u00f9ng n\u1ed5 D\u00e2n s\u1ed1 c\u1ea3m th\u1ea5y \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh so v\u1edbi ch\u1ec9 57% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi thu\u1ed9c Th\u1ebf h\u1ec7 Z. H\u01a1n m\u1ed9t ph\u1ea7n t\u01b0 s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi thu\u1ed9c Th\u1ebf h\u1ec7 Z (28%) kh\u00f4ng c\u1ea7n tr\u1ee3 gi\u00fap khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh. 92% ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi c\u1ea3m [&#8230;]\n","protected":false},"author":2604,"featured_media":50415,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[2293],"tags":[],"class_list":["post-40434","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pr-newswire"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.6 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ch\u1ec9 s\u1ed1 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i t\u00e0i ch\u00ednh Sun Life Asia cho th\u1ea5y Th\u1ebf h\u1ec7 Z c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea3m b\u1ea3o t\u00e0i ch\u00ednh k\u00e9m nh\u1ea5t trong b\u1ed1i c\u1ea3nh t\u00ecnh tr\u1ea1ng l\u1ea1m ph\u00e1t bu\u1ed9c m\u1ecdi ng\u01b0\u1eddi ph\u1ea3i t\u01b0 duy ng\u1eafn h\u1ea1n<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/saigonbiz.com\/vn\/chi-so-kha-nang-phuc-hoi-tai-chinh-sun-life-asia-cho-thay-the-he-z-co-kha-nang-dam-bao-tai-chinh-kem-nhat-trong-boi-canh-tinh-trang-lam-phat-buoc-moi-nguoi-phai-tu-duy-ngan-han\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ch\u1ec9 s\u1ed1 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i t\u00e0i ch\u00ednh Sun Life Asia cho th\u1ea5y Th\u1ebf h\u1ec7 Z c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea3m b\u1ea3o t\u00e0i ch\u00ednh k\u00e9m nh\u1ea5t trong b\u1ed1i c\u1ea3nh 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