{"id":34885,"date":"2024-09-25T12:04:50","date_gmt":"2024-09-25T05:04:50","guid":{"rendered":"https:\/\/saigonbiz.com.vn\/ngan-hang-nha-nuoc-viet-nam-thong-qua-du-thao-thong-tu-moi-ve-trien-khai-giao-dien-lap-trinh-ung-dung-mo-open-api-mang-den-co-hoi-tao-doanh-thu-cho-cac-ngan-hang-theo-brankas\/"},"modified":"2024-09-25T12:04:50","modified_gmt":"2024-09-25T05:04:50","slug":"ngan-hang-nha-nuoc-viet-nam-thong-qua-du-thao-thong-tu-moi-ve-trien-khai-giao-dien-lap-trinh-ung-dung-mo-open-api-mang-den-co-hoi-tao-doanh-thu-cho-cac-ngan-hang-theo-brankas","status":"publish","type":"post","link":"https:\/\/saigonbiz.com\/vn\/ngan-hang-nha-nuoc-viet-nam-thong-qua-du-thao-thong-tu-moi-ve-trien-khai-giao-dien-lap-trinh-ung-dung-mo-open-api-mang-den-co-hoi-tao-doanh-thu-cho-cac-ngan-hang-theo-brankas\/","title":{"rendered":"Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam th\u00f4ng qua d\u1ef1 th\u1ea3o Th\u00f4ng T\u01b0 m\u1edbi v\u1ec1 Tri\u1ec3n khai giao di\u1ec7n l\u1eadp tr\u00ecnh \u1ee9ng d\u1ee5ng m\u1edf (Open API) mang \u0111\u1ebfn c\u01a1 h\u1ed9i t\u1ea1o doanh thu cho c\u00e1c ng\u00e2n h\u00e0ng – theo Brankas"},"content":{"rendered":"
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D\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 m\u1edbi \u0111\u00e3 \u0111\u1ec1 xu\u1ea5t c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh ng\u00e2n h\u00e0ng m\u1edf s\u1eafp t\u1edbi c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam. D\u1ef1 th\u1ea3o ho\u1ea1ch \u0111\u1ecbnh chi ti\u1ebft c\u00e1c y\u00eau c\u1ea7u v\u1ec1 x\u00e1c th\u1ef1c, m\u00e3 h\u00f3a, t\u00e0i li\u1ec7u v\u1ec1 API v\u00e0 c\u00e1c th\u00f4ng tin v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u kh\u00e1c. <\/i><\/p>\n

H\u00c0 N\u1ed8I, Vi\u1ec7t Nam, 25\/9\/2024<\/span> \/PRNewswire\/ —\u00a0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u1eeba \u0111\u01b0a ra b\u1ea3n d\u1ef1 th\u1ea3o v\u1ec1\u00a0<\/a>Th\u00f4ng T\u01b0 – Quy \u0111\u1ecbnh v\u1ec1 tri\u1ec3n khai giao di\u1ec7n l\u1eadp tr\u00ecnh \u1ee9ng d\u1ee5ng m\u1edf trong ng\u00e0nh Ng\u00e2n h\u00e0ng<\/a><\/u>. B\u1ea3n d\u1ef1 th\u1ea3o Th\u00f4ng T\u01b0 n\u00e0y n\u00eau r\u00f5 c\u00e1c y\u00eau c\u1ea7u v\u00e0 quy \u0111\u1ecbnh m\u1edbi v\u1ec1 vi\u1ec7c tri\u1ec3n khai Giao di\u1ec7n l\u1eadp tr\u00ecnh \u1ee9ng d\u1ee5ng m\u1edf (APIs) trong ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. V\u1edbi m\u1ee5c \u0111\u00edch ti\u00eau chu\u1ea9n h\u00f3a vi\u1ec7c tri\u1ec3n khai API m\u1edf v\u1edbi c\u00e1c nguy\u00ean t\u1eafc v\u1ec1 to\u00e0n v\u1eb9n v\u00e0 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u, th\u00f4ng t\u01b0 \u0111\u1ec1 xu\u1ea5t vi\u1ec7c tri\u1ec3n khai ti\u00eau chu\u1ea9n b\u1ea3o m\u1eadt th\u00f4ng tin, tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u c\u00e1c t\u00ednh n\u0103ng c\u1ee7a giao di\u1ec7n l\u1eadp tr\u00ecnh \u1ee9ng d\u1ee5ng m\u1edf API c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

\n<\/p><\/div>\n

“C\u00e1c ng\u00e2n h\u00e0ng \u0111ang ho\u1ea1t \u0111\u1ed9ng t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam c\u1ea7n t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i n\u00e0y \u0111\u1ec3 thi\u1ebft l\u1eadp c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng API cho m\u00ecnh v\u00e0 c\u00e1c qu\u00e1 tr\u00ecnh c\u1ea7n thi\u1ebft ti\u1ebfn t\u1edbi ng\u00e2n h\u00e0ng m\u1edf.\u00a0 Gi\u1ea3i ph\u00e1p Open API (API m\u1edf)\u00a0 cung c\u1ea5p cho ng\u00e2n h\u00e0ng th\u00eam k\u00eanh b\u00e1n h\u00e0ng v\u00e0 thu \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn qua c\u00e1c n\u1ec1n t\u1ea3ng b\u00ean th\u1ee9 ba. V\u1edbi nh\u1eefng ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u1ea7u ti\u00ean \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nh\u1eefng y\u00eau c\u1ea7u c\u1ee7a lu\u1eadt s\u1ebd c\u00f3 l\u1ee3i th\u1ebf r\u1ea5t l\u1edbn trong vi\u1ec7c thu h\u00fat nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u00e0 ph\u00e1t tri\u1ec3n th\u00eam c\u00e1c s\u1ea3n ph\u1ea9m th\u00f4ng qua c\u00e1c quy \u0111\u1ecbnh m\u1edbi t\u1edbi \u0111\u00e2y v\u1ec1 Ng\u00e2n h\u00e0ng m\u1edf c\u1ee7a Ng\u00e2n H\u00e0ng nh\u00e0 n\u01b0\u1edbc”, \u00f4ng Todd Schweitzer<\/span>, CEO v\u00e0 Co-founder c\u1ee7a C\u00f4ng ty\u00a0<\/a>Brankas<\/a><\/u> kh\u1eb3ng \u0111\u1ecbnh, c\u00f4ng ty hi\u1ec7n t\u1ea1i cung c\u1ea5p gi\u1ea3i ph\u00e1p Ng\u00e2n h\u00e0ng m\u1edf h\u00e0ng \u0111\u1ea7u t\u1ea1i Ch\u00e2u \u00c1 Th\u00e1i B\u00ecnh D\u01b0\u01a1ng v\u00e0 Trung \u0110\u00f4ng. Brankas s\u1edf h\u1eefu m\u1ea1ng l\u01b0\u1edbi r\u1ed9ng l\u1edbn li\u00ean k\u1ebft v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u1ea1i khu v\u1ef1c \u0110\u00f4ng Nam \u00c1, t\u1eadp trung v\u00e0o gi\u1ea3i ph\u00e1p thanh to\u00e1n v\u00e0 c\u1ed5ng c\u00e1c s\u1ea3n ph\u1ea9m k\u1ebft n\u1ed1i qua APIs chi\u1ebfm th\u1ecb ph\u1ea7n\u00a0 h\u1ee3p t\u00e1c h\u01a1n 80% v\u1edbi nh\u1eefng ng\u00e2n h\u00e0ng l\u1edbn v\u00e0 c\u00e1c c\u00f4ng ty fintech t\u1ea1i Indonesia<\/span> v\u00e0 Philippines<\/span> hi\u1ec7n t\u1ea1i.<\/p>\n

Trong c\u00f4ng cu\u1ed9c chu\u1ea9n b\u1ecb cho c\u00e1c n\u1ed9i dung v\u1ec1 k\u1ebft n\u1ed1i t\u00e0i ch\u00ednh m\u1edf to\u00e0n qu\u1ed1c \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh b\u1edfi ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111ang n\u1eafm c\u00e1c d\u1eef li\u1ec7u c\u1ea7n duy tr\u00ec m\u1ee9c \u0111\u1ed9 b\u1ea3o m\u1eadt cao. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam \u0111ang trong qu\u00e1 tr\u00ecnh l\u1ea5y \u00fd ki\u1ebfn ph\u1ea3n h\u1ed3i v\u1ec1 d\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 Tri\u1ec3n khai giao di\u1ec7n l\u1eadp tr\u00ecnh \u1ee9ng d\u1ee5ng API m\u1edf\u00a0v\u00e0 \u0111\u1ed3ng th\u1eddi c\u0169ng xem x\u00e9t c\u00e1c kinh nghi\u1ec7m\u00a0 tri\u1ec3n khai th\u00e0nh c\u00f4ng t\u1ea1i c\u00e1c qu\u1ed1c gia kh\u00e1c gi\u00fap \u0111\u01b0a ra l\u1ed9 tr\u00ecnh r\u00f5 r\u00e0ng v\u00e0 ph\u00f9 h\u1ee3p cho th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.<\/p>\n

Ph\u1ea1m vi c\u1ee7a b\u1ea3n d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 t\u1eadp trung v\u00e0o vi\u1ec7c t\u1ea1o t\u00e0i li\u1ec7u c\u1ed5ng API m\u1edf, chia s\u1ebb d\u1eef li\u1ec7u an to\u00e0n \u0111\u1ed1i v\u1edbi c\u00e1c b\u00ean th\u1ee9 ba, m\u00f4i tr\u01b0\u1eddng ki\u1ec3m th\u1eed API v\u00e0 ti\u00eau chu\u1ea9n d\u1eef li\u1ec7u cho c\u00e1c h\u1ea1ng m\u1ee5c v\u1ec1 trao \u0111\u1ed5i d\u1eef li\u1ec7u, m\u00e3 h\u00f3a v\u00e0 x\u00e1c th\u1ef1c th\u00f4ng tin.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam khuy\u1ebfn kh\u00edch c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh s\u1edbm x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng c\u1ed5ng API m\u1edf c\u1ee7a ri\u00eang m\u00ecnh, \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong d\u1ef1 th\u1ea3o.<\/p>\n

B\u00e1o c\u00e1o nghi\u00ean c\u1ee9u quan tr\u1ecdng c\u1ee7a Brankas:\u00a0<\/a>Banking-as-a-service: T\u00e1i c\u1ea5u tr\u00fac m\u00f4 h\u00ecnh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh<\/a><\/u> \u0111\u01b0a ra c\u00e1c c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n doanh thu v\u01b0\u1ee3t b\u1eadc qua \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p Open API\/Open Banking (API m\u1edf\/Ng\u00e2n H\u00e0ng m\u1edf). B\u00e1o c\u00e1o l\u00e0m n\u1ed5i b\u1eadt chi ti\u1ebft c\u00e1ch h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111a d\u1ea1ng h\u00f3a d\u00f2ng doanh thu th\u00f4ng qua t\u00ednh ph\u00ed tr\u00ean m\u1ed7i API, ph\u00ed tr\u00ean m\u1ed7i d\u1ecbch v\u1ee5 v\u00e0 c\u00e1ch th\u1ee9c c\u00f9ng ph\u00e1t tri\u1ec3n h\u1ee3p t\u00e1c th\u01b0\u01a1ng hi\u1ec7u v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c l\u00e0 b\u00ean th\u1ee9 ba.<\/p>\n

Th\u00f4ng tin v\u1ec1 Brankas
<\/b>L\u00e0 \u0111\u01a1n v\u1ecb cung c\u1ea5p gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh m\u1edf h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi, Brankas cung c\u1ea5p gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 li\u00ean quan t\u1edbi n\u1ec1n t\u1ea3ng API, d\u1eef li\u1ec7u v\u00e0 c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n cho c\u00e1c c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh (nh\u01b0 ng\u00e2n h\u00e0ng, c\u00e1c t\u1ed5 ch\u1ee9c cho vay – t\u00edn d\u1ee5ng, v\u00ed \u0111i\u1ec7n t\u1eed\u2026), c\u0169ng nh\u01b0 c\u00e1c \u0111\u01a1n v\u1ecb kinh doanh tr\u1ef1c tuy\u1ebfn. Brankas k\u1ebft h\u1ee3p v\u1edbi c\u00e1c Ng\u00e2n h\u00e0ng gi\u00fap x\u00e2y d\u1ef1ng v\u00e0 qu\u1ea3n l\u00fd tu\u00e2n th\u1ee7 gi\u1ea3i ph\u00e1p T\u00e0i ch\u00ednh m\u1edf v\u00e0 thi\u1ebft l\u1eadp c\u00e1c giao th\u1ee9c API m\u1edf cho c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n th\u1ef1c, d\u1eef li\u1ec7u x\u00e1c th\u1ef1c ng\u01b0\u1eddi d\u00f9ng, m\u1edf t\u00e0i kho\u1ea3n, g\u1eedi nh\u1eadn ki\u1ec1u h\u1ed1i c\u00f9ng nhi\u1ec1u d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh kh\u00e1c. Gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng m\u1edf b\u1ea3o m\u1eadt c\u1ee7a Brankas gi\u00fap c\u00e1c c\u00f4ng ty kinh doanh tr\u1ef1c tuy\u1ebfn, c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng s\u1ed1 t\u0103ng th\u00eam nhi\u1ec1u tr\u1ea3i nghi\u1ec7m tr\u1ef1c tuy\u1ebfn m\u1edbi cho ng\u01b0\u1eddi d\u00f9ng c\u1ee7a m\u00ecnh.<\/p>\n

Yiyang Teo<\/span>
yiyang.teo@brank.as<\/a>\u00a0<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

D\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 m\u1edbi \u0111\u00e3 \u0111\u1ec1 xu\u1ea5t c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh ng\u00e2n h\u00e0ng m\u1edf s\u1eafp t\u1edbi c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam. D\u1ef1 th\u1ea3o ho\u1ea1ch \u0111\u1ecbnh chi ti\u1ebft c\u00e1c y\u00eau c\u1ea7u v\u1ec1 x\u00e1c th\u1ef1c, m\u00e3 h\u00f3a, t\u00e0i li\u1ec7u v\u1ec1 API v\u00e0 c\u00e1c th\u00f4ng tin v\u1ec1 […]\n","protected":false},"author":2604,"featured_media":50415,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[2293],"tags":[],"class_list":["post-34885","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pr-newswire"],"yoast_head":"\nNg\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam th\u00f4ng qua d\u1ef1 th\u1ea3o Th\u00f4ng T\u01b0 m\u1edbi v\u1ec1 Tri\u1ec3n khai giao di\u1ec7n l\u1eadp tr\u00ecnh \u1ee9ng d\u1ee5ng m\u1edf (Open API) mang \u0111\u1ebfn c\u01a1 h\u1ed9i t\u1ea1o doanh thu cho c\u00e1c ng\u00e2n h\u00e0ng - theo Brankas<\/title>\n<meta name=\"robots\" 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