{"id":3016,"date":"2019-04-28T06:05:48","date_gmt":"2019-04-28T06:05:48","guid":{"rendered":"https:\/\/saigonbiz.com.vn\/?p=3016"},"modified":"2019-04-28T06:05:51","modified_gmt":"2019-04-28T06:05:51","slug":"sacombank-nam-2019-se-on-dinh-va-2020-la-co-hoi-tang-toc-de-lay-lai-vi-the-cua-minh","status":"publish","type":"post","link":"https:\/\/saigonbiz.com\/vn\/sacombank-nam-2019-se-on-dinh-va-2020-la-co-hoi-tang-toc-de-lay-lai-vi-the-cua-minh\/","title":{"rendered":"Sacombank: N\u0103m 2019 s\u1ebd \u1ed5n \u0111\u1ecbnh v\u00e0 2020 l\u00e0 c\u01a1 h\u1ed9i t\u0103ng t\u1ed1c \u0111\u1ec3 l\u1ea5y l\u1ea1i v\u1ecb th\u1ebf c\u1ee7a m\u00ecnh"},"content":{"rendered":"\n

S\u00e1ng 26-4, Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (Sacombank) \u0111\u00e3 ti\u1ebfn h\u00e0nh \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean 2019, th\u00f4ng qua h\u00e0ng lo\u1ea1t ph\u01b0\u01a1ng \u00e1n ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn 2018, k\u1ebf ho\u1ea1ch kinh doanh, c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 2019.<\/strong><\/p>\n\n\n\n

\"\"<\/figure><\/div>\n\n\n\n

N\u0103m 2020\ns\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i m\u1ea1nh<\/strong><\/p>\n\n\n\n

K\u1ebft th\u00fac n\u0103m 2018, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf h\u1ee3p nh\u1ea5t c\u1ee7a Sacombank l\u00e0\n2.247 t\u1ef7 \u0111\u1ed3ng, v\u01b0\u1ee3t 22,3% so v\u1edbi k\u1ebf ho\u1ea1ch \u0111\u00e3 \u0111\u01b0\u1ee3c \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng giao. <\/p>\n\n\n\n

T\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t 406.041 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 10% so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n\n\n\n

N\u0103m 2019, Sacombank \u0111\u1eb7t m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t 2.650 t\u1ef7\n\u0111\u1ed3ng, t\u0103ng 18% so v\u1edbi n\u0103m 2018. <\/p>\n\n\n\n

T\u1ed5ng t\u00e0i s\u1ea3n d\u1ef1 ki\u1ebfn \u0111\u1ea1t 455.500 t\u1ef7 \u0111\u1ed3ng, t\u0103ng t\u1ed1i thi\u1ec3u 12% so v\u1edbi\nn\u0103m 2018. T\u1ed5ng ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng d\u1ef1 ki\u1ebfn \u0111\u1ea1t 423.500 t\u1ef7 \u0111\u1ed3ng, t\u0103ng tr\u00ean 14%,\ntrong \u0111\u00f3 huy \u0111\u1ed9ng t\u1eeb t\u1ed5 ch\u1ee9c kinh t\u1ebf v\u00e0 d\u00e2n c\u01b0 \u0111\u1ea1t 418.600 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 17%. <\/p>\n\n\n\n

T\u1ed5ng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ea1t 298.100 t\u1ef7 \u0111\u1ed3ng, t\u0103ng x\u1ea5p x\u1ec9 16%, trong \u0111\u00f3\ncho vay kh\u00e1ch h\u00e0ng \u0111\u1ea1t 297.600 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 16%.<\/p>\n\n\n\n

Trong \u0111\u00f3, theo b\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u1ee7a qu\u00fd 1\/2019, t\u1ed5ng thu nh\u1eadp thu\u1ea7n\nc\u1ee7a Sacombank \u0111\u1ea1t 3.542 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 51,1% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2018. Trong \u0111\u00f3,\nthu nh\u1eadp l\u00e3i thu\u1ea7n \u0111\u1ea1t 2.458 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 47%. <\/p>\n\n\n\n

C\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh kh\u00e1c c\u0169ng c\u00f3 s\u1ee9c t\u0103ng tr\u01b0\u1edfng \u1ea5n t\u01b0\u1ee3ng, thu\nd\u1ecbch v\u1ee5 \u0111\u1ea1t 642 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 18%; thu kinh doanh ngo\u1ea1i h\u1ed1i \u0111\u1ea1t 113 t\u1ef7 \u0111\u1ed3ng,\nt\u0103ng 108,6%. Thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng kh\u00e1c t\u0103ng t\u1edbi g\u1ea7n 4,5 l\u1ea7n, \u0111\u1ea1t 304 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n

\u00d4ng D\u01b0\u01a1ng C\u00f4ng Minh cho bi\u1ebft, qua h\u01a1n hai n\u0103m t\u00e1i c\u1ea5u tr\u00fac,\nSacombank \u0111ang t\u1eebng b\u01b0\u1edbc l\u1ea5y l\u1ea1i v\u1ecb th\u1ebf tr\u00ean th\u1ecb tr\u01b0\u1eddng, v\u00ec th\u1ebf \u0111\u00e3 gi\u1ea3m \u0111\u01b0\u1ee3c\nl\u00e3i su\u1ea5t huy \u0111\u1ed9ng, t\u0103ng l\u00e3i su\u1ea5t cho vay, th\u1ec3 hi\u1ec7n qua k\u1ebft qu\u1ea3 kinh doanh qu\u00fd\nI\/2019 kh\u1ea3 quan. Sacombank s\u1ebd ti\u1ebfp t\u1ee5c t\u1eadp trung x\u1eed l\u00fd t\u00e0i s\u1ea3n kh\u00f4ng sinh l\u1eddi,\nn\u1ee3 x\u1ea5u v\u00e0 gi\u00fap Ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng cao h\u01a1n.<\/p>\n\n\n\n

N\u0103m 2019 l\u00e0 giai \u0111o\u1ea1n \u1ed5n \u0111\u1ecbnh c\u1ee7a Sacombank \u0111\u1ec3 t\u1eeb n\u0103m 2020 l\u00e0 giai\n\u0111o\u1ea1n t\u0103ng t\u1ed1c. <\/p>\n\n\n\n

V\u1ec1 v\u1ea5n \u0111\u1ec1 chia c\u1ed5 t\u1ee9c, \u00f4ng cho bi\u1ebft hi\u1ec7n Sacombank c\u00f2n 2.700 t\u1ef7 \u0111\u1ed3ng\nl\u1ee3i nhu\u1eadn \u0111\u1ec3 l\u1ea1i, ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u1ec9nh s\u1eeda \u0110\u1ec1 \u00e1n t\u00e1i c\u1ea5u tr\u00fac \u0111\u1ec3 \u0111\u1ec1 ngh\u1ecb NHNN cho\nchia c\u1ed5 t\u1ee9c s\u1edbm h\u01a1n. B\u00ean c\u1ea1nh \u0111\u00f3, \u00f4ng c\u0169ng cam k\u1ebft s\u1ebd \u0111\u1ea9y m\u1ea1nh c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ec3\nng\u00e2n h\u00e0ng gi\u1ea3m nhanh n\u1ee3 x\u1ea5u v\u00e0 r\u00fat ng\u1eafn qu\u00e1 tr\u00ecnh t\u00e1i c\u1ea5u tr\u00fac.<\/p>\n\n\n\n

Ph\u00e1t bi\u1ec3u ch\u1ec9 \u0111\u1ea1o t\u1ea1i \u0110\u1ea1i h\u1ed9i, \u00f4ng V\u00f5 V\u0103n Thu\u1ea7n – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng C\u1ee5c\nThanh tra gi\u00e1m s\u00e1t NHNN cho bi\u1ebft NHNN ghi nh\u1eadn nh\u1eefng n\u1ed7 l\u1ef1c c\u1ee7a Ban l\u00e3nh \u0111\u1ea1o\nSacombank trong su\u1ed1t th\u1eddi gian qua. Nh\u1eefng n\u1ed7 l\u1ef1c n\u00e0y \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng\nc\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf c\u0169ng nh\u01b0 s\u1ef1 \u0111\u1ed3ng l\u00f2ng g\u1eafn b\u00f3 c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng. B\u00ean c\u1ea1nh\n\u0111\u00f3, NHNN y\u00eau c\u1ea7u Sacombank ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n \u0111\u1ec1 \u00e1n t\u00e1i c\u01a1 c\u1ea5u, t\u1eadp trung x\u1eed l\u00fd\nn\u1ee3 x\u1ea5u v\u00e0 h\u1ea1n ch\u1ebf ph\u00e1t sinh n\u1ee3 x\u1ea5u trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n

\u0110\u00e3 b\u1eaft \u0111\u1ea7u\ngi\u1ea3m t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u<\/strong><\/p>\n\n\n\n

Theo b\u00e1o c\u00e1o, n\u0103m 2018 l\u00e0 n\u0103m th\u00e0nh c\u00f4ng c\u1ee7a ng\u00e2n h\u00e0ng khi c\u00e1c ch\u1ec9\ns\u1ed1 t\u00e0i ch\u00ednh, n\u1ee3 x\u1ea5u \u0111\u1ec1u ho\u00e0n th\u00e0nh v\u01b0\u1ee3t k\u1ebf ho\u1ea1ch. <\/p>\n\n\n\n

\u0110\u1eb7c bi\u1ec7t, \u1edf l\u0129nh v\u1ef1c x\u1eed l\u00fd n\u1ee3 x\u1ea5u, t\u00ednh \u0111\u1ebfn 31.12.2018, t\u1ec9 l\u1ec7 n\u1ee3 x\u1ea5u\nc\u1ee7a ng\u00e2n h\u00e0ng ch\u1ec9 l\u00e0 2,11%; gi\u1ea3m m\u1ea1nh 2,48 \u0111i\u1ec3m % so v\u1edbi n\u0103m tr\u01b0\u1edbc \u0111\u00f3 v\u00e0 ho\u00e0n\nth\u00e0nh k\u1ebf ho\u1ea1ch d\u01b0\u1edbi m\u1ee9c 3% m\u00e0 \u0111\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng \u0111\u1ec1 ra. <\/p>\n\n\n\n

T\u1ed5ng gi\u00e1 tr\u1ecb x\u1eed l\u00fd n\u1ee3 c\u1ee7a Sacombank trong n\u0103m 2018 (bao g\u1ed3m thu h\u1ed3i\nn\u1ee3 x\u1ea5u, l\u00e3i d\u1ef1 thu v\u00e0 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c c\u1ea5n tr\u1eeb) l\u00e0 tr\u00ean 11.700 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n

 L\u0169y k\u1ebf t\u1eeb khi tri\u1ec3n khai \u0110\u1ec1\n\u00e1n t\u00e1i c\u01a1 c\u1ea5u, ng\u00e2n h\u00e0ng thu \u0111\u01b0\u1ee3c 31.336 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n

Ngo\u00e0i ra, Sacombank c\u0169ng \u0111\u00e3 t\u00e1i s\u1eafp x\u1ebfp th\u00e0nh c\u00f4ng b\u1ed9 m\u00e1y t\u1ed5 ch\u1ee9c\nv\u00e0 ngu\u1ed3n nh\u00e2n l\u1ef1c, gia t\u0103ng hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng m\u1ea1ng l\u01b0\u1edbi. B\u00ean c\u1ea1nh\n\u0111\u00f3, Sacombank c\u0169ng \u0111\u00e3 \u0111\u1ea9y nhanh ti\u1ebfn tr\u00ecnh th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n Basel 2 v\u1edbi m\u1ee5c ti\u00eau\nho\u00e0n th\u00e0nh v\u00e0o n\u0103m 2019 theo l\u1ed9 tr\u00ecnh cam k\u1ebft v\u1edbi NHNN, song song v\u1edbi vi\u1ec7c tri\u1ec3n\nkhai th\u00e0nh c\u00f4ng c\u00e1c d\u1ef1 \u00e1n c\u00f4ng ngh\u1ec7 th\u00f4ng tin nh\u01b0 n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng\nl\u00f5i T24 v\u00e0 phi\u00ean b\u1ea3n m\u1edbi Internet banking, Mobile banking; x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng qu\u1ea3n\nl\u00fd quan h\u1ec7 kh\u00e1ch h\u00e0ng CRM; th\u1ef1c hi\u1ec7n ph\u1ea7n m\u1ec1m kh\u1edfi t\u1ea1o, ph\u00ea duy\u1ec7t v\u00e0 qu\u1ea3n l\u00fd c\u1ea5p\nt\u00edn d\u1ee5ng LOS; ra m\u1eaft \u1ee9ng d\u1ee5ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh Sacombank Pay\u2026 nh\u1eb1m gia t\u0103ng\nn\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u0169ng nh\u01b0 mang \u0111\u1ebfn c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh tr\u1ecdn g\u00f3i v\u00e0\n\u01b0u vi\u1ec7t cho kh\u00e1ch h\u00e0ng. T\u1ed5 ch\u1ee9c \u0111\u1ecbnh m\u1ee9c t\u00edn nhi\u1ec7m Moody\u2019s c\u0169ng \u0111\u00e3 n\u00e2ng m\u1ee9c\n\u0111\u00e1nh gi\u00e1 tri\u1ec3n v\u1ecdng t\u1eeb \u201cti\u00eau c\u1ef1c\u201d l\u00ean \u201c\u1ed5n \u0111\u1ecbnh\u201d.<\/p>\n\n\n\n

\u00d4ng V\u00f5 V\u0103n Thu\u1ea7n cho bi\u1ebft sau khi Ng\u00e2n h\u00e0ng Ph\u01b0\u01a1ng Nam s\u00e1p nh\u1eadp v\u00e0o\nSacombank, ng\u00e2n h\u00e0ng v\u1eabn \u0111ang ti\u1ebfp t\u1ee5c t\u00e1i c\u01a1 c\u1ea5u. D\u00f9 n\u0103m 2017, Sacombank \u0111\u1ea1t l\u1ee3i\nnhu\u1eadn sau thu\u1ebf 1.484 t\u1ec9 \u0111\u1ed3ng, n\u0103m 2018 \u0111\u1ea1t 2.067 t\u1ec9 \u0111\u1ed3ng nh\u01b0ng ng\u00e2n h\u00e0ng v\u1eabn\nc\u00f2n kho\u1ea3ng 40.000 t\u1ec9 \u0111\u1ed3ng n\u1ee3 x\u1ea5u \u0111\u00e3 b\u00e1n cho C\u00f4ng ty qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u00e1c t\u1ed5 ch\u1ee9c\nt\u00edn d\u1ee5ng Vi\u1ec7t Nam (VAMC) v\u00e0 ph\u1ea3i tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng m\u1ed7i n\u0103m.<\/p>\n\n\n\n

Theo \u0111\u00f3, hi\u1ec7n nay Sacombank \u0111\u00e3 b\u00e1n n\u1ee3 x\u1ea5u cho VAMC, nay c\u00f2n 40.000\nt\u1ef7 \u0111\u1ed3ng v\u1eabn ph\u1ea3i tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro. V\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o n\u1ee3 x\u1ea5u n\u1eefa v\u1eabn\nkh\u00f3 x\u1eed l\u00fd khi nhi\u1ec1u con n\u1ee3 ch\u00e2y \u1ef3, \u0111\u01b0a ra t\u00f2a \u0111\u1ebfn 2-3 n\u0103m. <\/p>\n\n\n\n

N\u1ee3 b\u00e1n cho VAMC b\u00e1n h\u01a1n 3.000 t\u1ef7 \u0111\u1ed3ng. X\u1eed l\u00fd 9.000 t\u1ef7 \u0111\u1ed3ng \u1edf KCN \u0110\u1ee9c\nH\u00f2a, c\u00f2n KCN Phong Ph\u00fa \u0111ang x\u1eed l\u00fd ti\u1ebfp. H\u0110QT c\u1ee7a Sacombank c\u00f2n ph\u1ea3i l\u00e0m vi\u1ec7c h\u1ebft\nm\u00ecnh \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u v\u00e0 t\u00e1i c\u01a1 c\u1ea5u Sacombank.<\/p>\n","protected":false},"excerpt":{"rendered":"

S\u00e1ng 26-4, Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (Sacombank) \u0111\u00e3 ti\u1ebfn h\u00e0nh \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean 2019, th\u00f4ng qua h\u00e0ng lo\u1ea1t ph\u01b0\u01a1ng \u00e1n ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn 2018, k\u1ebf ho\u1ea1ch kinh doanh, c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 2019. N\u0103m 2020 s\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i m\u1ea1nh K\u1ebft […]\n","protected":false},"author":3,"featured_media":3017,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doi-song"],"yoast_head":"\nSacombank: N\u0103m 2019 s\u1ebd \u1ed5n \u0111\u1ecbnh v\u00e0 2020 l\u00e0 c\u01a1 h\u1ed9i t\u0103ng t\u1ed1c \u0111\u1ec3 l\u1ea5y l\u1ea1i v\u1ecb th\u1ebf c\u1ee7a m\u00ecnh<\/title>\n<meta name=\"description\" content=\"S\u00e1ng 26-4, Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (Sacombank) \u0111\u00e3 ti\u1ebfn h\u00e0nh \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean 2019, 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