{"id":29779,"date":"2024-03-06T08:41:12","date_gmt":"2024-03-06T01:41:12","guid":{"rendered":"https:\/\/saigonbiz.com.vn\/?p=29779"},"modified":"2024-03-06T08:41:16","modified_gmt":"2024-03-06T01:41:16","slug":"tan-dung-chinh-sach-tra-gop-tot-de-mua-xe-nguoi-dung-huong-nhieu-loi-ich","status":"publish","type":"post","link":"https:\/\/saigonbiz.com\/vn\/tan-dung-chinh-sach-tra-gop-tot-de-mua-xe-nguoi-dung-huong-nhieu-loi-ich\/","title":{"rendered":"T\u1eadn d\u1ee5ng ch\u00ednh s\u00e1ch tr\u1ea3 g\u00f3p t\u1ed1t \u0111\u1ec3 mua xe, ng\u01b0\u1eddi d\u00f9ng h\u01b0\u1edfng nhi\u1ec1u l\u1ee3i \u00edch"},"content":{"rendered":"\n

M\u1edbi \u0111\u00e2y, chi\u1ebfn<\/em><\/strong> d\u1ecbch \u201cM\u00e3nh li\u1ec7t tinh th\u1ea7n Vi\u1ec7t Nam\u201d c\u00f9ng <\/em><\/strong>ch\u00ednh s\u00e1ch mua xe tr\u1ea3 g\u00f3p \u201cc\u00f3 1-0-2\u201d c\u1ee7a VinFast \u0111\u00e3 khi\u1ebfn th\u1ecb tr\u01b0\u1eddng \u00f4 t\u00f4 tr\u1edf n\u00ean \u201cn\u00f3ng\u201d h\u01a1n bao gi\u1edd h\u1ebft. Nhi\u1ec1u chuy\u00ean gia nh\u00ecn nh\u1eadn, ch\u00ednh<\/em><\/strong> s\u00e1ch \u0111\u1eb7c bi\u1ec7t c\u1ee7a VinFast \u0111ang mang t\u1edbi c\u01a1 h\u1ed9i l\u1edbn cho ng\u01b0\u1eddi d\u00f9ng, \u0111\u1eb7c bi\u1ec7t khi xu h\u01b0\u1edbng tr\u1ea3 g\u00f3p \u0111ang ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn t\u1ea1i Vi\u1ec7t Nam.<\/em><\/strong><\/p>\n\n\n\n

Nh\u00e0 gi\u00e0u v\u1eabn mua \u00f4 t\u00f4 tr\u1ea3 g\u00f3p<\/strong><\/p>\n\n\n\n

Theo s\u1ed1 li\u1ec7u t\u1eeb c\u00f4ng ty nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng h\u00e0ng \u0111\u1ea7u th\u1ebf gi\u1edbi J.D. Power, 84% ng\u01b0\u1eddi d\u00e2n M\u1ef9 mua \u00f4 t\u00f4 qua h\u00ecnh th\u1ee9c tr\u1ea3 g\u00f3p t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. T\u1ef7 l\u1ec7 n\u00e0y t\u1ea1i c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n kh\u00e1c nh\u01b0 Canada l\u00e0 78%, Anh 75%, Ph\u00e1p 70%….<\/p>\n\n\n\n

Vay ti\u00eau d\u00f9ng – trong \u0111\u00f3 mua \u00f4 t\u00f4 tr\u1ea3 g\u00f3p – \u0111\u00e3 tr\u1edf th\u00e0nh v\u0103n h\u00f3a ti\u00eau d\u00f9ng t\u1ea1i c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n. J.D. Power ch\u1ec9 ra 3 l\u00fd do gi\u00fap mua \u00f4 t\u00f4 tr\u1ea3 g\u00f3p r\u1ea5t ph\u1ed5 bi\u1ebfn tr\u00ean th\u1ebf gi\u1edbi, bao g\u1ed3m: L\u00e3i su\u1ea5t cho vay h\u1ea5p d\u1eabn, c\u1ed9ng v\u1edbi th\u1eddi h\u1ea1n cho vay d\u00e0i gi\u00fap m\u1ee9c tr\u1ea3 h\u00e0ng th\u00e1ng th\u1ea5p, c\u00e1c d\u1ecbch v\u1ee5 t\u00edn d\u1ee5ng ph\u00e1t tri\u1ec3n gi\u00fap ng\u01b0\u1eddi mua xe d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c c\u00e1c g\u00f3i vay \u0111\u00fang nhu c\u1ea7u. Nh\u01b0 t\u1ea1i M\u1ef9, l\u00e3i su\u1ea5t cho vay mua \u00f4 t\u00f4 ch\u1ec9 kho\u1ea3ng 6,5%, th\u1eddi h\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ebfn 6 n\u0103m.<\/p>\n\n\n\n

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Mua xe theo h\u00ecnh th\u1ee9c tr\u1ea3 g\u00f3p l\u00e0 ph\u01b0\u01a1ng \u00e1n t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c nhi\u1ec1u kh\u00e1ch h\u00e0ng to\u00e0n c\u1ea7u l\u1ef1a ch\u1ecdn<\/figcaption><\/figure>\n\n\n\n

Kh\u00f4ng \u00edt ng\u01b0\u1eddi d\u00e2n M\u1ef9 hay c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n c\u00f3 kh\u1ea3 n\u0103ng thanh to\u00e1n m\u1ed9t l\u1ea7n cho chi\u1ebfc xe m\u1edbi, nh\u01b0ng h\u1ecd v\u1eabn l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c tr\u1ea3 g\u00f3p, v\u00e0 xem \u0111\u00e2y nh\u01b0 m\u1ed9t c\u00e1ch s\u1eed d\u1ee5ng ti\u1ec1n b\u1ea1c th\u00f4ng minh. C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh cho bi\u1ebft, ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u1ec9 c\u1ea7n b\u1ecf ra s\u1ed1 ti\u1ec1n ban \u0111\u1ea7u kho\u1ea3ng 20-30% gi\u00e1 tr\u1ecb xe, s\u1ed1 ti\u1ec1n c\u00f2n l\u1ea1i thay v\u00ec tr\u1ea3 \u0111\u1ec3 mua xe, h\u1ecd mang \u0111i \u0111\u1ea7u t\u01b0 sinh l\u1eddi, v\u1edbi ti\u1ec1n l\u00e3i thu v\u1ec1 cao h\u01a1n ti\u1ec1n l\u00e3i tr\u1ea3 g\u00f3p mua t\u00e0i s\u1ea3n.<\/p>\n\n\n\n

Trong khi \u0111\u00f3, s\u1ed1 \u00edt nh\u1eefng ng\u01b0\u1eddi thanh to\u00e1n m\u1ed9t l\u1ea7n gi\u00e1 tr\u1ecb chi\u1ebfc xe t\u1ea1i c\u00e1c n\u01b0\u1edbc c\u00f3 n\u1ec1n t\u00e0i ch\u00ednh m\u1ea1nh ch\u1ee7 y\u1ebfu l\u00e0 nh\u1eefng ng\u01b0\u1eddi \u0111\u00f3 \u0111i\u1ec3m s\u1ed1 t\u00edn d\u1ee5ng th\u1ea5p – h\u1ecd ph\u1ea3i ch\u1ecbu m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n so v\u1edbi ng\u01b0\u1eddi c\u00f3 \u0111i\u1ec3m s\u1ed1 t\u00edn d\u1ee5ng cao.<\/p>\n\n\n\n

T\u1ea1i Vi\u1ec7t Nam, xu h\u01b0\u1edbng mua tr\u1ea3 g\u00f3p c\u0169ng \u0111ang ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn. T\u1ef7 l\u1ec7 mua xe tr\u1ea3 g\u00f3p hi\u1ec7n chi\u1ebfm kho\u1ea3ng 30-40%, t\u0103ng cao so v\u1edbi m\u1ed9t v\u00e0i n\u0103m tr\u01b0\u1edbc. Tuy nhi\u00ean, c\u00e1c chuy\u00ean gia b\u00e1n h\u00e0ng cho bi\u1ebft, nhi\u1ec1u g\u00f3i vay mua \u00f4 t\u00f4 t\u1ea1i Vi\u1ec7t Nam \u1edf c\u00e1c ng\u00e2n h\u00e0ng ch\u01b0a th\u1ef1c s\u1ef1 h\u1ea5p d\u1eabn v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh n\u0103m \u0111\u1ea7u ti\u00ean kho\u1ea3ng 8,5%, sau \u0111\u00f3 th\u1ea3 n\u1ed5i – c\u00f3 th\u1ec3 l\u00ean t\u1edbi tr\u00ean 10%. S\u1ef1 bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t, t\u1ea1o \u00e1p l\u1ef1c l\u1edbn tr\u1ea3 g\u1ed1c v\u00e0 l\u00e3i h\u00e0ng th\u00e1ng khi\u1ebfn ng\u01b0\u1eddi ti\u00eau d\u00f9ng Vi\u1ec7t v\u1eabn ph\u1ea3i ch\u1ecbu kh\u00f4ng \u00edt g\u00e1nh n\u1eb7ng.<\/p>\n\n\n\n

Ch\u00ednh s\u00e1ch tr\u1ea3 g\u00f3p \u201c3 nh\u1ea5t\u201d c\u1ee7a VinFast<\/strong><\/p>\n\n\n\n

Tr\u00ean th\u1ecb tr\u01b0\u1eddng \u00f4 t\u00f4 Vi\u1ec7t, VinFast \u0111\u01b0\u1ee3c xem l\u00e0 doanh nghi\u1ec7p \u0111i \u0111\u1ea7u trong vi\u1ec7c \u0111\u01b0a ra c\u00e1c g\u00f3i vay cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng – v\u1edbi nhi\u1ec1u \u01b0u vi\u1ec7t t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1c g\u00f3i vay \u0111ang \u00e1p d\u1ee5ng t\u1ea1i c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n. M\u1edbi \u0111\u00e2y, h\u00e3ng xe Vi\u1ec7t ph\u00e1t \u0111\u1ed9ng chi\u1ebfn d\u1ecbch \u201cM\u00e3nh li\u1ec7t Tinh th\u1ea7n Vi\u1ec7t Nam\u201d l\u1ea7n 2, v\u1edbi ch\u00ednh s\u00e1ch vay \u201c3 nh\u1ea5t\u201d \u0111\u01b0\u1ee3c xem l\u00e0 t\u1ed1t nh\u1ea5t th\u1ecb tr\u01b0\u1eddng: Th\u1eddi h\u1ea1n cho vay d\u00e0i nh\u1ea5t – t\u1ed1i \u0111a l\u00ean t\u1edbi 8 n\u0103m; Gi\u00e1 tr\u1ecb vay cao nh\u1ea5t – t\u1edbi 70% gi\u00e1 xe; L\u00e3i su\u1ea5t h\u1ea5p d\u1eabn nh\u1ea5t – ch\u1ec9 5% trong 2 n\u0103m \u0111\u1ea7u, 8% trong 3 n\u0103m ti\u1ebfp theo v\u00e0 9,5% trong 3 n\u0103m cu\u1ed1i.<\/p>\n\n\n\n

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Ch\u00ednh s\u00e1ch tr\u1ea3 g\u00f3p c\u1ee7a VinFast \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 \u201cv\u00f4 ti\u1ec1n kho\u00e1ng h\u1eadu\u201d v\u1edbi 3 \u201cnh\u1ea5t\u201d<\/figcaption><\/figure>\n\n\n\n

Gi\u1edbi chuy\u00ean m\u00f4n nh\u00ecn nh\u1eadn, ch\u00ednh s\u00e1ch tr\u1ea3 g\u00f3p t\u1eeb VinFast ch\u01b0a t\u1eebng c\u00f3 ti\u1ec1n l\u1ec7, gi\u00fap ng\u01b0\u1eddi d\u00e2n c\u00f3 m\u1ee9c thu nh\u1eadp ph\u1ed5 th\u00f4ng \u0111\u00e3 c\u00f3 th\u1ec3 s\u1edf h\u1eefu d\u00f2ng xe \u0111i\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng. C\u1ee5 th\u1ec3, m\u1ee9c l\u00e3i su\u1ea5t 5% trong 2 n\u0103m \u0111\u1ea7u l\u00e0 con s\u1ed1 l\u00fd t\u01b0\u1edfng cho ng\u01b0\u1eddi mua xe – th\u1eadm ch\u00ed ch\u1ec9 nh\u1ec9nh h\u01a1n m\u1ee9c l\u1ea1m ph\u00e1t m\u1ee5c ti\u00eau 2024 (4% – 4,5%). \u0110\u1ed3ng th\u1eddi, m\u1ee9c l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh \u1edf m\u1ee9c th\u1ea5p gi\u00fap ng\u01b0\u1eddi mua xe ch\u1ee7 \u0111\u1ed9ng m\u1ee9c t\u00e0i ch\u00ednh c\u1ea7n chi tr\u1ea3 h\u00e0ng th\u00e1ng – thay v\u00ec ph\u1ee5 thu\u1ed9c v\u00e0o l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i nh\u01b0 c\u00e1c g\u00f3i vay mua xe th\u00f4ng th\u01b0\u1eddng tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay.<\/p>\n\n\n\n

\u201cCh\u00ednh s\u00e1ch vay c\u1ee7a VinFast r\u1ea5t ph\u00f9 h\u1ee3p v\u1edbi nh\u1eefng ng\u01b0\u1eddi l\u00e0m c\u00f4ng \u0103n l\u01b0\u01a1ng nh\u01b0 t\u00f4i, b\u1edfi chi ph\u00ed h\u00e0ng th\u00e1ng c\u1ed1 \u0111\u1ecbnh, ch\u1ee7 \u0111\u1ed9ng s\u1eafp x\u1ebfp t\u00e0i ch\u00ednh. Nh\u01b0 chi\u1ebfc VF 5 Plus, n\u1ebfu mua k\u00e8m pin, s\u1ea1c, sau khi tr\u1ea3 30% gi\u00e1 tr\u1ecb xe ban \u0111\u1ea7u, h\u00e0ng th\u00e1ng t\u00f4i ch\u1ec9 c\u1ea7n ph\u1ea3i tr\u1ea3 5,29 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng\u201d<\/em>, anh Nguy\u1ec5n V\u0103n Th\u00e0nh (H\u00e0 N\u1ed9i) nh\u1ea9m t\u00ednh. Nh\u01b0 v\u1eady, trung b\u00ecnh m\u1ed7i ng\u00e0y anh ch\u1ec9 c\u1ea7n chi tr\u1ea3 176.000 \u0111\u1ed3ng \u0111\u00e3 c\u00f3 th\u1ec3 s\u1edf h\u1eefu ngay \u00f4 t\u00f4 \u0111i\u1ec7n.<\/p>\n\n\n\n

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Kh\u00e1ch h\u00e0ng s\u1edf h\u1eefu VF 5 ch\u1ec9 v\u1edbi chi ph\u00ed 176,000 \u0111\u1ed3ng\/ ng\u00e0y<\/figcaption><\/figure>\n\n\n\n

C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh cho bi\u1ebft, hi\u1ebfm c\u00f3 h\u00e3ng xe n\u00e0o \u0111\u01b0a ra ch\u00ednh s\u00e1ch cho vay v\u00e0 h\u1ed7 tr\u1ee3 l\u00e3i su\u1ea5t t\u1edbi 8 n\u0103m. T\u1ea5t c\u1ea3 chi ph\u00ed h\u1ed7 tr\u1ee3 l\u00e3i su\u1ea5t v\u00e0 r\u1ee7i ro ph\u00e1t sinh trong su\u1ed1t 8 n\u0103m s\u1ebd do VinFast \u201cg\u00e1nh\u201d, bao g\u1ed3m c\u1ea3 ph\u1ea7n ch\u00eanh l\u1ec7ch n\u1ebfu l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i c\u1ee7a ng\u00e2n h\u00e0ng cao h\u01a1n c\u00e1c m\u1ee9c tr\u00ean. Th\u00f4ng th\u01b0\u1eddng, \u0111\u1ec3 t\u1ed1i \u01b0u l\u1ee3i nhu\u1eadn, c\u00e1c h\u00e3ng xe c\u00f3 xu h\u01b0\u1edbng \u201cmua \u0111\u1ee9t b\u00e1n \u0111o\u1ea1n\u201d v\u1edbi th\u1eddi h\u1ea1n \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t ng\u1eafn, sau khi h\u1ebft \u01b0u \u0111\u00e3i ch\u1ec9 c\u00f2n l\u00e0 c\u00e2u chuy\u1ec7n gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n

\u201cVinFast d\u01b0\u1eddng nh\u01b0 \u0111i ng\u01b0\u1ee3c v\u1edbi th\u1ecb tr\u01b0\u1eddng, ch\u1ea5p nh\u1eadn g\u00e1nh ch\u1ecbu r\u1ee7i ro v\u00ec ng\u01b0\u1eddi d\u00f9ng. V\u1edbi ch\u00ednh s\u00e1ch vay t\u1ed1t ch\u01b0a t\u1eebng c\u00f3, h\u1ea7u h\u1ebft ng\u01b0\u1eddi ti\u00eau d\u00f9ng Vi\u1ec7t, k\u1ec3 c\u1ea3 t\u1ea7ng l\u1edbp lao \u0111\u1ed9ng ph\u1ed5 th\u00f4ng \u0111\u1ec1u c\u00f3 kh\u1ea3 n\u0103ng hi\u1ec7n th\u1ef1c h\u00f3a <\/em>\u2018<\/em>gi\u1ea5c m\u01a1 c\u00f3 xe \u00f4 t\u00f4<\/em>\u2019<\/em> m\u1ed9t c\u00e1ch \u0111\u01a1n gi\u1ea3n v\u00e0 d\u1ec5 d\u00e0ng\u201d, <\/em>m\u1ed9t chuy\u00ean gia t\u00e0i ch\u00ednh nh\u1eadn \u0111\u1ecbnh.<\/p>\n\n\n\n

Theo \u00f4ng, \u0111\u00e2y c\u0169ng l\u00e0 c\u00e1ch thi\u1ebft th\u1ef1c v\u00e0 nhanh nh\u1ea5t \u0111\u1ec3 VinFast c\u00f9ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ea1t m\u1ee5c ti\u00eau chuy\u1ec3n \u0111\u1ed5i xanh v\u00e0 c\u00f9ng chung tay t\u0103ng gi\u00e1 tr\u1ecb th\u01b0\u01a1ng hi\u1ec7u Vi\u1ec7t tr\u00ean b\u1ea3n \u0111\u1ed3 \u00f4 t\u00f4 th\u1ebf gi\u1edbi, t\u1eeb \u0111\u00f3, ti\u1ebfn g\u1ea7n h\u01a1n t\u1edbi gi\u1ea5c m\u01a1 th\u01b0\u01a1ng hi\u1ec7u qu\u1ed1c gia v\u1ec1 c\u00f4ng nghi\u1ec7p – c\u00f4ng ngh\u1ec7 cao \u0111\u1eb3ng c\u1ea5p qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n

Ch\u00ednh s\u00e1ch tr\u1ea3 g\u00f3p \u01b0u \u0111\u00e3i c\u1ee7a VinFast n\u1eb1m trong khu\u00f4n kh\u1ed5 ch\u01b0\u01a1ng tr\u00ecnh \u201cM\u00e3nh li\u1ec7t tinh th\u1ea7n Vi\u1ec7t Nam\u201d l\u1ea7n 2 do h\u00e3ng ph\u00e1t \u0111\u1ed9ng t\u1eeb ng\u00e0y 01\/03\/2024. Ngo\u00e0i \u01b0u \u0111\u00e3i tr\u1ea3 g\u00f3p \u00e1p d\u1ee5ng cho to\u00e0n b\u1ed9 kh\u00e1ch h\u00e0ng, kh\u00e1ch h\u00e0ng \u0111\u00e3 mua m\u1ed9t trong 3 d\u00f2ng xe x\u0103ng VinFast s\u1ebd \u0111\u01b0\u1ee3c tri \u00e2n g\u00f3i b\u1ea3o d\u01b0\u1ee1ng tr\u1ecb gi\u00e1 l\u00ean t\u1edbi 5 tri\u1ec7u \u0111\u1ed3ng trong th\u1eddi h\u1ea1n 3 n\u0103m v\u00e0 \u0111\u01b0\u1ee3c gi\u1ea3m ngay 5% gi\u00e1 mua xe \u0111i\u1ec7n VinFast b\u1ea5t k\u1ef3.
\u0110\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin chi ti\u1ebft, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 tham kh\u1ea3o website https:\/\/vinfastauto.com<\/a> ho\u1eb7c li\u00ean h\u1ec7 t\u1ed5ng \u0111\u00e0i CSKH 1900 23 23 89.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

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